Mahindra & Mahindra Financial Services (NSE:M&MFIN) FCF Yield %: -30.09 (As of Jun. 30, 2026)


NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
74 GF Score
Price ₹315.40
GF Value ₹353.97
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Mahindra & Mahindra Financial Services FCF Yield %?

Mahindra & Mahindra Financial Services NSE:M&MFIN -4.00% 74 FCF Yield % is -30.09 as of Jun. 30, 2026. GuruFocus rates NSE:M&MFIN with a GF Score™ of 74/100 and a GF Value™ of ₹353.97 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 540 Credit Services companies, Mahindra & Mahindra Financial Services ranks worse than 85.19% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Mahindra & Mahindra Financial Services's Trailing 12-Month Free Cash Flow is ₹-131,885 Mil, and Market Cap is ₹438,263 Mil. Therefore, Mahindra & Mahindra Financial Services's FCF Yield % for today is -30.09%.

The historical rank and industry rank for Mahindra & Mahindra Financial Services's FCF Yield % or its related term are showing as below:

NSE:M&MFIN' s FCF Yield % Range Over the Past 10 Years
Min: -30.09   Med: 0   Max: 0
Current: -30.09


NSE:M&MFIN's FCF Yield % is ranked worse than
85.19% of 540 companies
in the Credit Services industry
Industry Median: -0.395 vs NSE:M&MFIN: -30.09

Mahindra & Mahindra Financial Services's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Mahindra & Mahindra Financial Services FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mahindra & Mahindra Financial Services FCF Yield % Related Terms


Mahindra & Mahindra Financial Services FCF Yield % Historical Data

* Premium members only.

The historical data trend for Mahindra & Mahindra Financial Services's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahindra & Mahindra Financial Services FCF Yield % Chart

Mahindra & Mahindra Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.44 -62.32 -54.55 -45.91 -33.17

Mahindra & Mahindra Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:M&MFIN vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Mahindra & Mahindra Financial Services's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahindra & Mahindra Financial Services FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Mahindra & Mahindra Financial Services's FCF Yield % falls into.


NSE:M&MFIN
74GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mahindra & Mahindra Financial Services FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Mahindra & Mahindra Financial Services's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-131884.5 / 397548.8245
=-33.17%

Mahindra & Mahindra Financial Services's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 397548.8245
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -30.09 mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a FCF Yield % of -30.09 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mahindra & Mahindra Financial Services and its competitors. According to the industry distribution chart, Mahindra & Mahindra Financial Services ranks #460 out of 540 companies in the Credit Services industry, placing it in the top 85.2%.
Is Mahindra & Mahindra Financial Services' FCF Yield % too high?
Mahindra & Mahindra Financial Services' current FCF Yield % is -30.09. Based on the distribution chart, Mahindra & Mahindra Financial Services ranks #460 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Mahindra & Mahindra Financial Services ranks #460 out of 540 companies for FCF Yield %. This places Mahindra & Mahindra Financial Services in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current FCF Yield % is -30.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹353.97, compared to a current price of ₹315.40 — trading 10.9% below its estimated fair value. The current FCF Yield % is -30.09. Mahindra & Mahindra Financial Services' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current FCF Yield % is -30.09 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued. The current stock price of ₹315.40 is trading 10.9% below its estimated GF Value™ of ₹353.97. GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:M&MFIN:

  • FCF Yield %: -30.09
  • GF Value™: ₹353.97 vs. price of ₹315.40 (10.9% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
74GF Score

Get the complete analysis for NSE:M&MFIN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹315.40
Price
₹353.97
GF Value