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Mahindra & Mahindra Financial Services (NSE:M&MFIN) Moat Score : 0/10 (As of Jul. 15, 2025)


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What is Mahindra & Mahindra Financial Services Moat Score?

Mahindra & Mahindra Financial Services has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Mahindra & Mahindra Financial Services has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mahindra & Mahindra Financial Services might have No Moat - No discernible moat.

Mahindra & Mahindra Financial Services  (NSE:M&MFIN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mahindra & Mahindra Financial Services Moat Score Related Terms

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Mahindra & Mahindra Financial Services Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Mahindra & Mahindra Financial Services Ltd (NSE:M&MFIN) » Definitions » Moat Score
Comparable Companies
BOM:504973 BOM:524000 NSE:HUDCO BOM:544026 BOM:533519 BOM:531213 BOM:543663 NSE:SUNDARMFIN BOM:532636 BOM:541770 V MA AXP COF PYPL BOM:500034 SYF BOM:543257 SOFI NSE:CHOLAFIN
Traded in Other Exchanges
532720:India
Address
Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Website
https://www.mahindrafinance.com
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.

Mahindra & Mahindra Financial Services Headlines

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