Mahindra & Mahindra Financial Services (NSE:M&MFIN) ROIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
77 GF Score
Price ₹340.85
GF Value ₹354.11
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahindra & Mahindra Financial Services ROIC %?

ROIC % does not apply to banks.

NSE:M&MFIN
77GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued. The current stock price of ₹340.85 is trading 3.7% below its estimated GF Value™ of ₹354.11. GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.

Key valuation signals for NSE:M&MFIN:

  • ROIC %:
  • GF Value™: ₹354.11 vs. price of ₹340.85 (3.7% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
77GF Score

Get the complete analysis for NSE:M&MFIN

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹340.85
Price
₹354.11
GF Value