Mahindra & Mahindra Financial Services (NSE:M&MFIN) Enterprise Value: ₹1,529,467 Mil (As of Jul. 02, 2026) ***


NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
73 GF Score
Price ₹315.15
GF Value ₹353.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Mahindra & Mahindra Financial Services Enterprise Value?

Mahindra & Mahindra Financial Services NSE:M&MFIN -0.21% 73 Enterprise Value is ₹1,529,467 Mil as of Jul. 02, 2026. GuruFocus rates NSE:M&MFIN with a GF Score™ of 73/100 and a GF Value™ of ₹353.01 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Mahindra & Mahindra Financial Services's Enterprise Value is ₹1,529,467 Mil. Mahindra & Mahindra Financial Services's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹108,355 Mil. Therefore, Mahindra & Mahindra Financial Services's EV-to-Revenue ratio for today is 14.12.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Mahindra & Mahindra Financial Services's Enterprise Value is ₹1,529,467 Mil. Mahindra & Mahindra Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Mahindra & Mahindra Financial Services's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Mahindra & Mahindra Financial Services's Enterprise Value is ₹1,529,467 Mil. Mahindra & Mahindra Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Mahindra & Mahindra Financial Services's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Mahindra & Mahindra Financial Services  (NSE:M&MFIN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Mahindra & Mahindra Financial Services's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1529466.857/108355.3
=14.12

Mahindra & Mahindra Financial Services's current Enterprise Value is ₹1,529,467 Mil.
Mahindra & Mahindra Financial Services's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹108,355 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Mahindra & Mahindra Financial Services's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1529466.857/0
=

Mahindra & Mahindra Financial Services's current Enterprise Value is ₹1,529,467 Mil.
Mahindra & Mahindra Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Mahindra & Mahindra Financial Services's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1529466.857/0
=

Mahindra & Mahindra Financial Services's current Enterprise Value is ₹1,529,467 Mil.
Mahindra & Mahindra Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mahindra & Mahindra Financial Services Enterprise Value Related Terms


Mahindra & Mahindra Financial Services Enterprise Value Historical Data

* Premium members only.

The historical data trend for Mahindra & Mahindra Financial Services's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahindra & Mahindra Financial Services Enterprise Value Chart

Mahindra & Mahindra Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 693,906.79 997,654.96 1,237,019.80 1,383,234.17 1,489,100.52

Mahindra & Mahindra Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,383,234.17 375,050.71 1,396,479.62 559,959.63 1,489,100.52

NSE:M&MFIN vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Mahindra & Mahindra Financial Services's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahindra & Mahindra Financial Services Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Mahindra & Mahindra Financial Services's Enterprise Value falls into.


NSE:M&MFIN
73GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahindra & Mahindra Financial Services Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Mahindra & Mahindra Financial Services's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Mahindra & Mahindra Financial Services's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹1,529,467 Mil mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Enterprise Value of ₹1,529,467 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mahindra & Mahindra Financial Services and its competitors.
Is Mahindra & Mahindra Financial Services' Enterprise Value too high?
Mahindra & Mahindra Financial Services' current Enterprise Value is ₹1,529,467 Mil. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Enterprise Value compare to V and MA?
Mahindra & Mahindra Financial Services' Enterprise Value of ₹1,529,467 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current Enterprise Value is ₹1,529,467 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹353.01, compared to a current price of ₹315.15 — trading 10.7% below its estimated fair value. The current Enterprise Value is ₹1,529,467 Mil. Mahindra & Mahindra Financial Services' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Enterprise Value is ₹1,529,467 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued. The current stock price of ₹315.15 is trading 10.7% below its estimated GF Value™ of ₹353.01. GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:M&MFIN:

  • Enterprise Value: ₹1,529,467 Mil
  • GF Value™: ₹353.01 vs. price of ₹315.15 (10.7% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score

Get the complete analysis for NSE:M&MFIN

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹315.15
Price
₹353.01
GF Value