Mahindra & Mahindra Financial Services (NSE:M&MFIN) Shareholder Yield % : -19.70% (As of Mar. 2026)


NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
76 GF Score
Price ₹331.80
GF Value ₹353.22
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Mahindra & Mahindra Financial Services Shareholder Yield %?

Mahindra & Mahindra Financial Services NSE:M&MFIN -0.67% 76 Shareholder Yield % is -19.70% as of Mar. 2026. GuruFocus rates NSE:M&MFIN with a GF Score™ of 76/100 and a GF Value™ of ₹353.22 (Fairly Valued). The stock has 2 warning signs investors should review. Among 490 Credit Services companies, Mahindra & Mahindra Financial Services ranks worse than 69.39% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Mahindra & Mahindra Financial Services's Shareholder Yield % was -19.70%.


Mahindra & Mahindra Financial Services  (NSE:M&MFIN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Mahindra & Mahindra Financial Services Shareholder Yield % Related Terms


Mahindra & Mahindra Financial Services Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Mahindra & Mahindra Financial Services's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahindra & Mahindra Financial Services Shareholder Yield % Chart

Mahindra & Mahindra Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.38 -60.59 -48.54 -41.28 -23.01

Mahindra & Mahindra Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -41.28 -38.27 -27.26 -18.62 -23.01

NSE:M&MFIN vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, Mahindra & Mahindra Financial Services's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahindra & Mahindra Financial Services Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Mahindra & Mahindra Financial Services's Shareholder Yield % falls into.


NSE:M&MFIN
76GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mahindra & Mahindra Financial Services Shareholder Yield % Calculation

Mahindra & Mahindra Financial Services's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.27 %+-7.52 %+-17.76 %
=-23.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -19.70% mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Shareholder Yield % of -19.70% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Mahindra & Mahindra Financial Services and its competitors. According to the industry distribution chart, Mahindra & Mahindra Financial Services ranks #340 out of 490 companies in the Credit Services industry, placing it in the top 69.4%.
Is Mahindra & Mahindra Financial Services' Shareholder Yield % too high?
Mahindra & Mahindra Financial Services' current Shareholder Yield % is -19.70%. Based on the distribution chart, Mahindra & Mahindra Financial Services ranks #340 out of 490 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Mahindra & Mahindra Financial Services ranks #340 out of 490 companies for Shareholder Yield %. This places Mahindra & Mahindra Financial Services in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current Shareholder Yield % is -19.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹353.22, compared to a current price of ₹331.80 — trading 6.1% below its estimated fair value. The current Shareholder Yield % is -19.70%. Mahindra & Mahindra Financial Services' overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Shareholder Yield % is -19.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued. The current stock price of ₹331.80 is trading 6.1% below its estimated GF Value™ of ₹353.22. GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.

Key valuation signals for NSE:M&MFIN:

  • Shareholder Yield %: -19.70%
  • GF Value™: ₹353.22 vs. price of ₹331.80 (6.1% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
76GF Score

Get the complete analysis for NSE:M&MFIN

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹331.80
Price
₹353.22
GF Value