PRMY (Primary Bk) Accounts Receivable: $0.00 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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PRMY Primary Bk PRMY
56 GF Score
Price $35.50
GF Value $25.68
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Primary Bk Accounts Receivable?

Primary Bk PRMY 56 Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 56/100 and a GF Value™ of $25.68 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Primary Bk's accounts receivables for the quarter that ended in Dec. 2025 was $0.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Primary Bk's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Primary Bk's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was $-112.45.


Primary Bk Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Primary Bk's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/29.308*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Primary Bk's accounts receivable are only considered to be worth 75% of book value:

Primary Bk's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(66.672+0.75 * 0+0.5 * 0-609.687
-0-0)/4.829
=-112.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Primary Bk Accounts Receivable Related Terms


Primary Bk Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Primary Bk's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Accounts Receivable Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00
PRMY
56GF Score
Primary Bk PRMY
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $0.00 Mil mean?
Primary Bk (PRMY) has a Accounts Receivable of $0.00 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Primary Bk and its competitors.
Is Primary Bk's Accounts Receivable too high?
Primary Bk's current Accounts Receivable is $0.00 Mil. Overall, Primary Bk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Accounts Receivable compare to EMYB and MNSB?
Primary Bk's Accounts Receivable of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Primary Bk and its competitors. Primary Bk's current Accounts Receivable is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.68, compared to a current price of $35.50 — trading 38.2% above its estimated fair value. The current Accounts Receivable is $0.00 Mil. Primary Bk's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Primary Bk (PRMY), the current Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.50 is trading 38.2% above its estimated GF Value™ of $25.68. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • Accounts Receivable: $0.00 Mil
  • GF Value™: $25.68 vs. price of $35.50 (38.2% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
56GF Score

Get the complete analysis for PRMY

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.50
Price
$25.68
GF Value