PRMY (Primary Bk) Net Interest Income: $27.98 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRMY Primary Bk PRMY
58 GF Score
Price $35.84
GF Value $25.78
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Primary Bk Net Interest Income?

Primary Bk PRMY +0.40% 58 Net Interest Income is $27.98 Mil as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 58/100 and a GF Value™ of $25.78 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Primary Bk's net interest income for the twelve months ended in Dec. 2025 was $27.98 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $27.98 Mil.

Primary Bk Net Interest Income Related Terms

Primary Bk Net Interest Income Historical Data

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The historical data trend for Primary Bk's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Net Interest Income Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial 16.07 24.98 27.15 26.20 27.98

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income Get a 7-Day Free Trial 16.07 24.98 27.15 26.20 27.98
PRMY
58GF Score
Primary Bk PRMY
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was $27.98 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $27.98 Mil mean?
Primary Bk (PRMY) has a Net Interest Income of $27.98 Mil as of Dec. 2025.
Is Primary Bk's Net Interest Income too high?
Primary Bk's current Net Interest Income is $27.98 Mil. Overall, Primary Bk has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Net Interest Income compare to SBFG and INBC?
Primary Bk's Net Interest Income of $27.98 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Primary Bk's current Net Interest Income is $27.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.78, compared to a current price of $35.84 — trading 39% above its estimated fair value. The current Net Interest Income is $27.98 Mil. Primary Bk's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Primary Bk (PRMY), the current Net Interest Income is $27.98 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.84 is trading 39% above its estimated GF Value™ of $25.78. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • Net Interest Income: $27.98 Mil
  • GF Value™: $25.78 vs. price of $35.84 (39% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
58GF Score

Get the complete analysis for PRMY

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.84
Price
$25.78
GF Value