PRMY (Primary Bk) OCF Yield %: 7.49 (As of Jun. 25, 2026) — Near Median


PRMY Primary Bk PRMY
60 GF Score
Price $29.89
GF Value $25.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk OCF Yield %?

Primary Bk PRMY 60 OCF Yield % is 7.49 as of Jun. 25, 2026, which is 3% below its 10-year median of 7.71. GuruFocus rates PRMY with a GF Score™ of 60/100 and a GF Value™ of $25.59 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Primary Bk ranks worse than 58.29% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Primary Bk's Trailing 12-Month Cash Flow from Operations is $10.81 Mil, and Market Cap is $144.32 Mil. Therefore, Primary Bk's OCF Yield % for today is 7.49%.

The historical rank and industry rank for Primary Bk's OCF Yield % or its related term are showing as below:

PRMY' s OCF Yield % Range Over the Past 10 Years
Min: 2.96   Med: 7.71   Max: 12.76
Current: 7.49


During the past 7 years, the highest OCF Yield % of Primary Bk was 12.76%. The lowest was 2.96%. And the median was 7.71%.

PRMY's OCF Yield % is ranked worse than
58.29% of 1501 companies
in the Banks industry
Industry Median: 9.25 vs PRMY: 7.49

Primary Bk's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Primary Bk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Primary Bk OCF Yield % Related Terms


Primary Bk OCF Yield % Historical Data

* Premium members only.

The historical data trend for Primary Bk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk OCF Yield % Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 4.21 11.02 11.79 10.87 8.35

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial 4.21 11.02 11.79 10.87 8.35

PRMY vs TYFG, INBC, RMBI: OCF Yield % Comparison

For the Banks - Regional subindustry, Primary Bk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primary Bk OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Primary Bk's OCF Yield % falls into.


PRMY
60GF Score
Primary Bk PRMY
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Primary Bk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=10.808 / 129.4172
=8.35%

Primary Bk's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=10.808 * 1 / 129.4172
=8.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.49 mean?
Primary Bk (PRMY) has a OCF Yield % of 7.49 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Primary Bk and its competitors. This is near median its historical median of 7.71. Over the past decade, Primary Bk's OCF Yield % has ranged from 2.96 to 12.76. According to the industry distribution chart, Primary Bk ranks #875 out of 1501 companies in the Banks industry, placing it in the top 58.3%.
Is Primary Bk's OCF Yield % too high?
Primary Bk's current OCF Yield % of 7.49 is near median its 10-year median of 7.71. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 12.76. The Banks industry median OCF Yield % is 9.25. Primary Bk's value of 7.49 is 19% below this industry median. Based on the distribution chart, Primary Bk ranks #875 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Primary Bk has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's OCF Yield % compare to TYFG and INBC?
According to the Banks industry distribution chart, Primary Bk ranks #875 out of 1501 companies for OCF Yield %. This places Primary Bk in the lower half of its industry. The industry median OCF Yield % is 9.25. Primary Bk's value of 7.49 is 19% below this benchmark. Historically, Primary Bk's own OCF Yield % has ranged from 2.96 to 12.76 over the past decade. While the company's 10-year median is 7.71 vs. the industry median of 9.25, Primary Bk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primary Bk's current OCF Yield % of 7.49 is 19% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Primary Bk and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primary Bk's current OCF Yield % is 7.49, which is near median its own 10-year median of 7.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.59, compared to a current price of $29.89 — trading 16.8% above its estimated fair value. The current OCF Yield % is 7.49, which is near median its 10-year median of 7.71 and 19% below the Banks industry median of 9.25. Primary Bk's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Primary Bk (PRMY), the current OCF Yield % is 7.49 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $29.89 is trading 16.8% above its estimated GF Value™ of $25.59. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • OCF Yield %: 7.49 (near median its 10-year median of 7.71)
  • GF Value™: $25.59 vs. price of $29.89 (16.8% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 19% below the Banks median (#875 of 1501)

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
60GF Score

Get the complete analysis for PRMY

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.89
Price
$25.59
GF Value