PRMY (Primary Bk) Cyclically Adjusted PB Ratio: (As of Jul. 06, 2026)


PRMY Primary Bk PRMY
60 GF Score
Price $30.20
GF Value $25.62
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk Cyclically Adjusted PB Ratio?

Primary Bk does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Primary Bk  (OTCPK:PRMY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Primary Bk Cyclically Adjusted PB Ratio Related Terms


Primary Bk Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Primary Bk's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Cyclically Adjusted PB Ratio Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

PRMY vs SRBK, BEOB, FSRL: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Primary Bk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primary Bk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Primary Bk's Cyclically Adjusted PB Ratio falls into.


PRMY
60GF Score
Primary Bk PRMY
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Primary Bk does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $30.20 is trading 17.9% above its estimated GF Value™ of $25.62. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $25.62 vs. price of $30.20 (17.9% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
60GF Score

Get the complete analysis for PRMY

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.20
Price
$25.62
GF Value