PRMY (Primary Bk) Beta: 0.0935 (As of Jun. 26, 2026)


PRMY Primary Bk PRMY
64 GF Score
Price $29.89
GF Value $25.60
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk Beta?

Primary Bk PRMY 64 Beta is 0.0935 as of Jun. 26, 2026. GuruFocus rates PRMY with a GF Score™ of 64/100 and a GF Value™ of $25.60 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-26), Primary Bk's Beta is 0.0935.

Primary Bk  (OTCPK:PRMY) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Primary Bk Beta Related Terms

Primary Bk Beta Historical Data

* Premium members only.

The historical data trend for Primary Bk's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Beta Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial 0.51 0.09 -0.48 -0.48 0.03

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta Get a 7-Day Free Trial 0.51 0.09 -0.48 -0.48 0.03

PRMY vs TYFG, INBC, RMBI: Beta Comparison

For the Banks - Regional subindustry, Primary Bk's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primary Bk Beta vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's Beta distribution charts can be found below:

* The bar in red indicates where Primary Bk's Beta falls into.


PRMY
64GF Score
Primary Bk PRMY
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.0935 mean?
Primary Bk (PRMY) has a Beta of 0.0935 as of Jun. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Primary Bk and its competitors.
Is Primary Bk's Beta too high?
Primary Bk's current Beta is 0.0935. Overall, Primary Bk has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Beta compare to TYFG and INBC?
Primary Bk's Beta of 0.0935 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Primary Bk and its competitors. Primary Bk's current Beta is 0.0935. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.60, compared to a current price of $29.89 — trading 16.7% above its estimated fair value. The current Beta is 0.0935. Primary Bk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Primary Bk (PRMY), the current Beta is 0.0935 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $29.89 is trading 16.7% above its estimated GF Value™ of $25.60. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • Beta: 0.0935
  • GF Value™: $25.60 vs. price of $29.89 (16.7% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
64GF Score

Get the complete analysis for PRMY

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.89
Price
$25.60
GF Value