PRMY (Primary Bk) ROE % Adjusted to Book Value: 9.59% (As of Dec. 2025)


PRMY Primary Bk PRMY
60 GF Score
Price $29.89
GF Value $25.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk ROE % Adjusted to Book Value?

Primary Bk PRMY 60 ROE % Adjusted to Book Value is 9.59% as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 60/100 and a GF Value™ of $25.59 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Primary Bk's ROE % for the quarter that ended in Dec. 2025 was 10.93%. Primary Bk's PB Ratio for the quarter that ended in Dec. 2025 was 1.14. Primary Bk's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 9.59%.

Primary Bk ROE % Adjusted to Book Value Related Terms

Primary Bk ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Primary Bk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk ROE % Adjusted to Book Value Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 9.70 10.42 10.21 9.55 9.59

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 9.70 10.42 10.21 9.55 9.59

PRMY vs TYFG, INBC, RMBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Primary Bk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primary Bk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Primary Bk's ROE % Adjusted to Book Value falls into.


PRMY
60GF Score
Primary Bk PRMY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk ROE % Adjusted to Book Value Calculation

Primary Bk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.93% / 1.14
=9.59%

Primary Bk's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.93% / 1.14
=9.59%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.59% mean?
Primary Bk (PRMY) has a ROE % Adjusted to Book Value of 9.59% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Primary Bk and its competitors.
Is Primary Bk's ROE % Adjusted to Book Value too high?
Primary Bk's current ROE % Adjusted to Book Value is 9.59%. Overall, Primary Bk has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's ROE % Adjusted to Book Value compare to TYFG and INBC?
Primary Bk's ROE % Adjusted to Book Value of 9.59% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Primary Bk and its competitors. Primary Bk's current ROE % Adjusted to Book Value is 9.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.59, compared to a current price of $29.89 — trading 16.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.59%. Primary Bk's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Primary Bk (PRMY), the current ROE % Adjusted to Book Value is 9.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $29.89 is trading 16.8% above its estimated GF Value™ of $25.59. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • ROE % Adjusted to Book Value: 9.59%
  • GF Value™: $25.59 vs. price of $29.89 (16.8% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
60GF Score

Get the complete analysis for PRMY

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.89
Price
$25.59
GF Value