PRMY (Primary Bk) Net Loan: $631.72 Mil (As of Dec. 2025)


PRMY Primary Bk PRMY
59 GF Score
Price $35.00
GF Value $25.63
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Primary Bk Net Loan?

Primary Bk PRMY -0.99% 59 Net Loan is $631.72 Mil as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 59/100 and a GF Value™ of $25.63 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Primary Bk's quarterly net loan increased from Dec. 2023 ($584.25 Mil) to Dec. 2024 ($594.88 Mil) and increased from Dec. 2024 ($594.88 Mil) to Dec. 2025 ($631.72 Mil).

Primary Bk's annual net loan increased from Dec. 2023 ($584.25 Mil) to Dec. 2024 ($594.88 Mil) and increased from Dec. 2024 ($594.88 Mil) to Dec. 2025 ($631.72 Mil).

Primary Bk Net Loan Historical Data

* Premium members only.

The historical data trend for Primary Bk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Net Loan Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 497.93 570.17 584.25 594.88 631.72

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 497.93 570.17 584.25 594.88 631.72
PRMY
59GF Score
Primary Bk PRMY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Primary Bk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $631.72 Mil mean?
Primary Bk (PRMY) has a Net Loan of $631.72 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Primary Bk and its competitors.
Is Primary Bk's Net Loan too high?
Primary Bk's current Net Loan is $631.72 Mil. Overall, Primary Bk has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Net Loan compare to SRBK and BEOB?
Primary Bk's Net Loan of $631.72 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Primary Bk and its competitors. Primary Bk's current Net Loan is $631.72 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.63, compared to a current price of $35.00 — trading 36.6% above its estimated fair value. The current Net Loan is $631.72 Mil. Primary Bk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Primary Bk (PRMY), the current Net Loan is $631.72 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.00 is trading 36.6% above its estimated GF Value™ of $25.63. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • Net Loan: $631.72 Mil
  • GF Value™: $25.63 vs. price of $35.00 (36.6% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
59GF Score

Get the complete analysis for PRMY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.00
Price
$25.63
GF Value