PRMY (Primary Bk) Change In Receivables: $0.01 Mil (TTM As of Dec. 2025)

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PRMY Primary Bk PRMY
56 GF Score
Price $35.50
GF Value $25.65
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Primary Bk Change In Receivables?

Primary Bk PRMY +1.87% 56 Change In Receivables is $0.01 Mil as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 56/100 and a GF Value™ of $25.65 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Primary Bk's change in receivables for the quarter that ended in Dec. 2025 was $0.01 Mil. It means Primary Bk's Accounts Receivable declined by $0.01 Mil from Dec. 2024 to Dec. 2025 .

Primary Bk's change in receivables for the fiscal year that ended in Dec. 2025 was $0.01 Mil. It means Primary Bk's Accounts Receivable declined by $0.01 Mil from Dec. 2024 to Dec. 2025 .

Primary Bk's Accounts Receivable for the quarter that ended in Dec. 2025 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Primary Bk's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Primary Bk's liquidation value for the six months ended in Dec. 2025 was $-543.02 Mil.

Primary Bk  (OTCPK:PRMY) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Primary Bk's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/29.308*91
=0.00

2. In Ben Graham's calculation of liquidation value, Primary Bk's accounts receivable are only considered to be worth 75% of book value:

Primary Bk's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=66.672-609.687+0.75 * 0+0.5 * 0
=-543.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Change In Receivables Related Terms

Primary Bk Change In Receivables Historical Data

* Premium members only.

The historical data trend for Primary Bk's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Change In Receivables Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.69 -0.36 -0.57 0.10 0.01

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial 0.69 -0.36 -0.57 0.10 0.01
PRMY
56GF Score
Primary Bk PRMY
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.01 Mil mean?
Primary Bk (PRMY) has a Change In Receivables of $0.01 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Primary Bk and its competitors.
Is Primary Bk's Change In Receivables too high?
Primary Bk's current Change In Receivables is $0.01 Mil. Overall, Primary Bk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Change In Receivables compare to SRBK and BEOB?
Primary Bk's Change In Receivables of $0.01 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Primary Bk and its competitors. Primary Bk's current Change In Receivables is $0.01 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.65, compared to a current price of $35.50 — trading 38.4% above its estimated fair value. The current Change In Receivables is $0.01 Mil. Primary Bk's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Primary Bk (PRMY), the current Change In Receivables is $0.01 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.50 is trading 38.4% above its estimated GF Value™ of $25.65. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • Change In Receivables: $0.01 Mil
  • GF Value™: $25.65 vs. price of $35.50 (38.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
56GF Score

Get the complete analysis for PRMY

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.50
Price
$25.65
GF Value