PRMY (Primary Bk) Total Payout Ratio: -0.10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRMY Primary Bk PRMY
56 GF Score
Price $35.05
GF Value $25.65
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Primary Bk Total Payout Ratio?

Primary Bk PRMY +0.14% 56 Total Payout Ratio is -0.10 as of Jul. 15, 2026. GuruFocus rates PRMY with a GF Score™ of 56/100 and a GF Value™ of $25.65 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Primary Bk's current Total Payout Ratio is -0.10.

Primary Bk Total Payout Ratio Related Terms

Primary Bk Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Primary Bk's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Total Payout Ratio Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial -0.17 -0.13 -0.08 -0.11 -0.10

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial -0.17 -0.13 -0.08 -0.11 -0.10

PRMY vs SRBK, BEOB, FSRL: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Primary Bk's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primary Bk Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Primary Bk's Total Payout Ratio falls into.


PRMY
56GF Score
Primary Bk PRMY
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Primary Bk Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Primary Bk's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.021 + 1.189 + 0) / 11.635
=-0.10

Primary Bk's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.021 + 1.189 + 0) / 11.635
=-0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of -0.10 mean?
Primary Bk (PRMY) has a Total Payout Ratio of -0.10 as of Jul. 15, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Primary Bk and its competitors.
Is Primary Bk's Total Payout Ratio too high?
Primary Bk's current Total Payout Ratio is -0.10. Overall, Primary Bk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Total Payout Ratio compare to SRBK and BEOB?
Primary Bk's Total Payout Ratio of -0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Primary Bk and its competitors. Primary Bk's current Total Payout Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.65, compared to a current price of $35.05 — trading 36.6% above its estimated fair value. The current Total Payout Ratio is -0.10. Primary Bk's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Primary Bk (PRMY), the current Total Payout Ratio is -0.10 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.05 is trading 36.6% above its estimated GF Value™ of $25.65. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • Total Payout Ratio: -0.10
  • GF Value™: $25.65 vs. price of $35.05 (36.6% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
56GF Score

Get the complete analysis for PRMY

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.05
Price
$25.65
GF Value