PRMY (Primary Bk) 1-Year Sharpe Ratio: 1.61 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRMY Primary Bk PRMY
56 GF Score
Price $35.05
GF Value $25.64
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Primary Bk 1-Year Sharpe Ratio?

Primary Bk PRMY +0.14% 56 1-Year Sharpe Ratio is 1.61 as of Jul. 15, 2026. GuruFocus rates PRMY with a GF Score™ of 56/100 and a GF Value™ of $25.64 (Significantly Overvalued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-15), Primary Bk's 1-Year Sharpe Ratio is 1.61.

Primary Bk  (OTCPK:PRMY) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Primary Bk 1-Year Sharpe Ratio Related Terms

PRMY vs SRBK, BEOB, FSRL: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Primary Bk's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primary Bk 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Primary Bk's 1-Year Sharpe Ratio falls into.


PRMY
56GF Score
Primary Bk PRMY
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.61 mean?
Primary Bk (PRMY) has a 1-Year Sharpe Ratio of 1.61 as of Jul. 15, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Primary Bk and its competitors.
Is Primary Bk's 1-Year Sharpe Ratio too high?
Primary Bk's current 1-Year Sharpe Ratio is 1.61. Overall, Primary Bk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's 1-Year Sharpe Ratio compare to SRBK and BEOB?
Primary Bk's 1-Year Sharpe Ratio of 1.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Primary Bk and its competitors. Primary Bk's current 1-Year Sharpe Ratio is 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.64, compared to a current price of $35.05 — trading 36.7% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.61. Primary Bk's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Primary Bk (PRMY), the current 1-Year Sharpe Ratio is 1.61 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $35.05 is trading 36.7% above its estimated GF Value™ of $25.64. GuruFocus considers Primary Bk to be Significantly Overvalued.

Key valuation signals for PRMY:

  • 1-Year Sharpe Ratio: 1.61
  • GF Value™: $25.64 vs. price of $35.05 (36.7% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
56GF Score

Get the complete analysis for PRMY

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.05
Price
$25.64
GF Value