PRMY (Primary Bk) FCF Yield %: 7.43 (As of Jun. 25, 2026) — Near Median


PRMY Primary Bk PRMY
60 GF Score
Price $29.89
GF Value $25.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk FCF Yield %?

Primary Bk PRMY 60 FCF Yield % is 7.43 as of Jun. 25, 2026, which is 2% below its 10-year median of 7.62. GuruFocus rates PRMY with a GF Score™ of 60/100 and a GF Value™ of $25.59 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Primary Bk ranks worse than 53.32% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Primary Bk's Trailing 12-Month Free Cash Flow is $10.72 Mil, and Market Cap is $144.32 Mil. Therefore, Primary Bk's FCF Yield % for today is 7.43%.

The historical rank and industry rank for Primary Bk's FCF Yield % or its related term are showing as below:

PRMY' s FCF Yield % Range Over the Past 10 Years
Min: 2.36   Med: 7.62   Max: 12.73
Current: 7.43


During the past 7 years, the highest FCF Yield % of Primary Bk was 12.73%. The lowest was 2.36%. And the median was 7.62%.

PRMY's FCF Yield % is ranked worse than
53.32% of 1504 companies
in the Banks industry
Industry Median: 8.24 vs PRMY: 7.43

Primary Bk's FCF Margin % for the quarter that ended in Dec. 2025 was 36.57%.


Primary Bk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Primary Bk FCF Yield % Related Terms


Primary Bk FCF Yield % Historical Data

* Premium members only.

The historical data trend for Primary Bk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk FCF Yield % Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 3.60 10.99 11.71 10.87 8.28

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial 3.60 10.99 11.71 10.87 8.28

PRMY vs TYFG, INBC, RMBI: FCF Yield % Comparison

For the Banks - Regional subindustry, Primary Bk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primary Bk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Primary Bk's FCF Yield % falls into.


PRMY
60GF Score
Primary Bk PRMY
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Primary Bk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=10.718 / 129.4172
=8.28%

Primary Bk's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=10.718 * 1 / 129.4172
=8.28%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 7.43 mean?
Primary Bk (PRMY) has a FCF Yield % of 7.43 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Primary Bk and its competitors. This is near median its historical median of 7.62. Over the past decade, Primary Bk's FCF Yield % has ranged from 2.36 to 12.73. According to the industry distribution chart, Primary Bk ranks #802 out of 1504 companies in the Banks industry, placing it in the top 53.3%.
Is Primary Bk's FCF Yield % too high?
Primary Bk's current FCF Yield % of 7.43 is near median its 10-year median of 7.62. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 12.73. The Banks industry median FCF Yield % is 8.24. Primary Bk's value of 7.43 is 9.8% below this industry median. Based on the distribution chart, Primary Bk ranks #802 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Primary Bk has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's FCF Yield % compare to TYFG and INBC?
According to the Banks industry distribution chart, Primary Bk ranks #802 out of 1504 companies for FCF Yield %. This places Primary Bk in the lower half of its industry. The industry median FCF Yield % is 8.24. Primary Bk's value of 7.43 is 9.8% below this benchmark. Historically, Primary Bk's own FCF Yield % has ranged from 2.36 to 12.73 over the past decade. While the company's 10-year median is 7.62 vs. the industry median of 8.24, Primary Bk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primary Bk's current FCF Yield % of 7.43 is 9.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Primary Bk and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primary Bk's current FCF Yield % is 7.43, which is near median its own 10-year median of 7.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.59, compared to a current price of $29.89 — trading 16.8% above its estimated fair value. The current FCF Yield % is 7.43, which is near median its 10-year median of 7.62 and 9.8% below the Banks industry median of 8.24. Primary Bk's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Primary Bk (PRMY), the current FCF Yield % is 7.43 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $29.89 is trading 16.8% above its estimated GF Value™ of $25.59. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • FCF Yield %: 7.43 (near median its 10-year median of 7.62)
  • GF Value™: $25.59 vs. price of $29.89 (16.8% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 9.8% below the Banks median (#802 of 1504)

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
60GF Score

Get the complete analysis for PRMY

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.89
Price
$25.59
GF Value