PRMY (Primary Bk) Book Value per Share: $23.41 (As of Dec. 2025)


PRMY Primary Bk PRMY
64 GF Score
Price $30.20
GF Value $25.62
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Primary Bk Book Value per Share?

Primary Bk PRMY 64 Book Value per Share is $23.41 as of Dec. 2025. GuruFocus rates PRMY with a GF Score™ of 64/100 and a GF Value™ of $25.62 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Primary Bk's book value per share for the quarter that ended in Dec. 2025 was $23.41.

During the past 12 months, Primary Bk's average Book Value Per Share Growth Rate was 10.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Primary Bk was 20.90% per year. The lowest was 12.10% per year. And the median was 15.15% per year.

Primary Bk's current price is $30.20. Its book value per share for the quarter that ended in Dec. 2025 was $23.41. Hence, today's PB Ratio of Primary Bk is 1.29.

During the past 7 years, the highest P/B Ratio of Primary Bk was 2.13. The lowest was 1.10. And the median was 1.31.


Primary Bk  (OTCPK:PRMY) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Primary Bk Book Value per Share Related Terms


Primary Bk Book Value per Share Historical Data

* Premium members only.

The historical data trend for Primary Bk's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primary Bk Book Value per Share Chart

Primary Bk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 14.20 16.60 18.95 21.15 23.41

Primary Bk Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial 14.20 16.60 18.95 21.15 23.41

PRMY vs SRBK, BEOB, FSRL: Book Value per Share Comparison

For the Banks - Regional subindustry, Primary Bk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primary Bk PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Primary Bk's PB Ratio distribution charts can be found below:

* The bar in red indicates where Primary Bk's PB Ratio falls into.


PRMY
64GF Score
Primary Bk PRMY
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Primary Bk Book Value per Share Calculation

Primary Bk's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(113.05-0.00)/4.83
=23.41

Primary Bk's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(113.05-0.00)/4.83
=23.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $23.41 mean?
Primary Bk (PRMY) has a Book Value per Share of $23.41 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Primary Bk and its competitors.
Is Primary Bk's Book Value per Share too high?
Primary Bk's current Book Value per Share is $23.41. Overall, Primary Bk has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primary Bk's Book Value per Share compare to SRBK and BEOB?
Primary Bk's Book Value per Share of $23.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Primary Bk and its competitors. Primary Bk's current Book Value per Share is $23.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primary Bk stock overvalued right now?
Based on GuruFocus' analysis, Primary Bk (PRMY) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.62, compared to a current price of $30.20 — trading 17.9% above its estimated fair value. The current Book Value per Share is $23.41. Primary Bk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Primary Bk (PRMY), the current Book Value per Share is $23.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primary Bk (PRMY) Overvalued in 2026?

Based on GuruFocus' analysis, Primary Bk stock appears to be overvalued. The current stock price of $30.20 is trading 17.9% above its estimated GF Value™ of $25.62. GuruFocus considers Primary Bk to be Modestly Overvalued.

Key valuation signals for PRMY:

  • Book Value per Share: $23.41
  • GF Value™: $25.62 vs. price of $30.20 (17.9% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the PRMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primary Bk Business Description

Address 207 Route 101, Bedford, NH, USA, 03110
Primary Bk is a banking service provider. The services offered by the bank include online banking, mobile banking, remote deposit, cash management, and credit cards. The Bank provides a variety of financial services to small and medium-sized businesses, professionals, municipalities, and not-for-profit organizations through its offices in Bedford, Manchester, Derry, and Nashua, New Hampshire.
64GF Score

Get the complete analysis for PRMY

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.20
Price
$25.62
GF Value