CACC (Credit Acceptance) Beginning Cash Position: $501 Mil (As of Mar. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $587.85
GF Value $611.67
Valuation Fairly Valued
! 7 Warning Signs
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What is Credit Acceptance Beginning Cash Position?

Credit Acceptance CACC +2.60% 73 Beginning Cash Position is $501 Mil as of Mar. 2026. GuruFocus rates CACC with a GF Score™ of 73/100 and a GF Value™ of $611.67 (Fairly Valued). The stock has 7 warning signs investors should review.

Credit Acceptance's Beginning Cash Position for the quarter that ended in Mar. 2026 was $501 Mil.

Credit Acceptance's quarterly Beginning Cash Position declined from Sep. 2025 ($564 Mil) to Dec. 2025 ($499 Mil) but then increased from Dec. 2025 ($499 Mil) to Mar. 2026 ($501 Mil).

Credit Acceptance's annual Beginning Cash Position increased from Dec. 2023 ($418 Mil) to Dec. 2024 ($471 Mil) and increased from Dec. 2024 ($471 Mil) to Dec. 2025 ($845 Mil).

Credit Acceptance Beginning Cash Position Related Terms

Credit Acceptance Beginning Cash Position Historical Data

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The historical data trend for Credit Acceptance's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Beginning Cash Position Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 396.20 434.20 417.70 470.90 845.00

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 845.00 1,120.60 563.80 498.80 500.70
CACC
73GF Score
Credit Acceptance Corp CACC
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $501 Mil mean?
Credit Acceptance (CACC) has a Beginning Cash Position of $501 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Beginning Cash Position too high?
Credit Acceptance's current Beginning Cash Position is $501 Mil. Overall, Credit Acceptance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Beginning Cash Position compare to ENVA and KLAR?
Credit Acceptance's Beginning Cash Position of $501 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Beginning Cash Position is $501 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Credit Acceptance (CACC) is currently considered Fairly Valued. The stock's GF Value™ is $611.67, compared to a current price of $587.85 — trading 3.9% below its estimated fair value. The current Beginning Cash Position is $501 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Credit Acceptance (CACC), the current Beginning Cash Position is $501 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of $587.85 is trading 3.9% below its estimated GF Value™ of $611.67. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Beginning Cash Position: $501 Mil
  • GF Value™: $611.67 vs. price of $587.85 (3.9% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$587.85
Price
$611.67
GF Value