CACC (Credit Acceptance) Days Inventory: (As of Jun. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $577.97
GF Value $589.03
Valuation Fairly Valued
! 10 Warning Signs
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What is Credit Acceptance Days Inventory?

Days Inventory is also known as Days Sales of Inventory (DSI). Credit Acceptance's Average Total Inventories for the three months ended in Jun. 2026 was $0 Mil. Credit Acceptance's Cost of Goods Sold for the three months ended in Jun. 2026 was $ Mil.

The historical rank and industry rank for Credit Acceptance's Days Inventory or its related term are showing as below:

CACC's Days Inventory is not ranked *
in the Credit Services industry.
Industry Median: 52.1
* Ranked among companies with meaningful Days Inventory only.

Credit Acceptance's Days Inventory stayed the same from Jun. 2025 () to Jun. 2026 ().

Inventory Turnover measures how fast the company turns over its inventory within a year.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Credit Acceptance's Inventory-to-Revenue for the three months ended in Jun. 2026 was 0.00.

Credit Acceptance  (NAS:CACC) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Credit Acceptance's Inventory Turnover for the three months ended in Jun. 2026 is calculated as

Inventory Turnover=Cost of Goods Sold / Average Total Inventories
= / 0
=

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Credit Acceptance's Inventory to Revenue for the three months ended in Jun. 2026 is calculated as

Inventory-to-Revenue=Average Total Inventories / Revenue
=0 / 587.4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.

Credit Acceptance Days Inventory Related Terms

Credit Acceptance Days Inventory Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Days Inventory Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00

Credit Acceptance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

CACC vs ENVA, KLAR, OMF: Days Inventory Comparison

For the Credit Services subindustry, Credit Acceptance's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Acceptance Days Inventory vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Days Inventory distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Days Inventory falls into.


CACC
73GF Score
Credit Acceptance Corp CACC
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Credit Acceptance's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0 + 0) / 1 ) / *365
=0 / *365
=N/A

Credit Acceptance's Days Inventory for the quarter that ended in Jun. 2026 is calculated as:

Days Inventory (Q: Jun. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Mar. 2026 ) + Total Inventories (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (0 + 0) / 1 ) / *365 / 4
=0 / *365 / 4
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of $577.97 is trading 1.9% below its estimated GF Value™ of $589.03. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Days Inventory:
  • GF Value™: $589.03 vs. price of $577.97 (1.9% below fair value)
  • GF Score™: 73/100 with 10 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$577.97
Price
$589.03
GF Value