CACC (Credit Acceptance) Cyclically Adjusted Revenue per Share: $131.16 (As of Mar. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $587.85
GF Value $611.67
Valuation Fairly Valued
! 7 Warning Signs
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What is Credit Acceptance Cyclically Adjusted Revenue per Share?

Credit Acceptance CACC +2.60% 73 Cyclically Adjusted Revenue per Share is $131.16 as of Mar. 2026. GuruFocus rates CACC with a GF Score™ of 73/100 and a GF Value™ of $611.67 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Credit Acceptance's adjusted revenue per share for the three months ended in Mar. 2026 was $52.474. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $131.16 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Credit Acceptance's average Cyclically Adjusted Revenue Growth Rate was 16.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 16.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 19.30% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 20.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Credit Acceptance was 22.90% per year. The lowest was 11.80% per year. And the median was 20.50% per year.

As of today (2026-08-04), Credit Acceptance's current stock price is $587.85. Credit Acceptance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $131.16. Credit Acceptance's Cyclically Adjusted PS Ratio of today is 4.48.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Acceptance was 13.79. The lowest was 3.18. And the median was 7.53.


Credit Acceptance  (NAS:CACC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credit Acceptance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=587.85/131.16
=4.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Acceptance was 13.79. The lowest was 3.18. And the median was 7.53.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Credit Acceptance Cyclically Adjusted Revenue per Share Related Terms


Credit Acceptance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Cyclically Adjusted Revenue per Share Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.16 78.74 92.17 107.72 124.98

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 112.56 117.17 121.72 124.98 131.16

CACC vs ENVA, KLAR, SEZL: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Credit Acceptance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Cyclically Adjusted PS Ratio falls into.


CACC
73GF Score
Credit Acceptance Corp CACC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Acceptance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Acceptance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=52.474/330.2130*330.2130
=52.474

Current CPI (Mar. 2026) = 330.2130.

Credit Acceptance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 11.093 241.018 15.198
201609 11.508 241.428 15.740
201612 14.265 241.432 19.511
201703 13.271 243.801 17.975
201706 14.154 244.955 19.080
201709 14.586 246.819 19.514
201712 14.602 246.524 19.559
201803 15.143 249.554 20.037
201806 16.126 251.989 21.132
201809 16.951 252.439 22.173
201812 17.298 251.233 22.736
201903 18.470 254.202 23.993
201906 19.425 256.143 25.042
201909 19.872 256.759 25.557
201912 20.190 256.974 25.944
202003 21.292 258.115 27.239
202006 22.727 257.797 29.111
202009 23.860 260.280 30.271
202012 25.050 260.474 31.757
202103 26.347 264.877 32.846
202106 28.064 271.696 34.108
202109 29.673 274.310 35.720
202112 31.203 278.802 36.957
202203 31.753 287.504 36.470
202206 33.718 296.311 37.576
202209 34.256 296.808 38.111
202212 34.229 296.797 38.083
202303 34.346 301.836 37.575
202306 36.076 305.109 39.044
202309 36.258 307.789 38.900
202312 37.816 306.746 40.709
202403 39.669 312.332 41.940
202406 43.258 314.175 45.466
202409 43.786 315.301 45.857
202412 44.994 315.605 47.077
202503 45.794 319.799 47.285
202506 48.896 322.561 50.056
202509 50.240 324.800 51.077
202512 51.727 324.054 52.710
202603 52.474 330.213 52.474

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $131.16 mean?
Credit Acceptance (CACC) has a Cyclically Adjusted Revenue per Share of $131.16 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Cyclically Adjusted Revenue per Share too high?
Credit Acceptance's current Cyclically Adjusted Revenue per Share is $131.16. Overall, Credit Acceptance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Cyclically Adjusted Revenue per Share compare to ENVA and KLAR?
Credit Acceptance's Cyclically Adjusted Revenue per Share of $131.16 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Cyclically Adjusted Revenue per Share is $131.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Credit Acceptance (CACC) is currently considered Fairly Valued. The stock's GF Value™ is $611.67, compared to a current price of $587.85 — trading 3.9% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $131.16. Credit Acceptance's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Credit Acceptance (CACC), the current Cyclically Adjusted Revenue per Share is $131.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of $587.85 is trading 3.9% below its estimated GF Value™ of $611.67. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Cyclically Adjusted Revenue per Share: $131.16
  • GF Value™: $611.67 vs. price of $587.85 (3.9% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$587.85
Price
$611.67
GF Value