CACC (Credit Acceptance) Total Stockholders Equity: $1,589 Mil (As of Jun. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $607.77
GF Value $591.59
Valuation Fairly Valued
! 9 Warning Signs
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What is Credit Acceptance Total Stockholders Equity?

Credit Acceptance CACC +2.29% 73 Total Stockholders Equity is $1,589 Mil as of Jun. 2026. GuruFocus rates CACC with a GF Score™ of 73/100 and a GF Value™ of $591.59 (Fairly Valued). The stock has 9 warning signs investors should review.

Credit Acceptance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,589 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Credit Acceptance's Book Value per Share for the quarter that ended in Jun. 2026 was $153.13. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Credit Acceptance's Debt-to-Equity for the quarter that ended in Jun. 2026 was 3.96.

Credit Acceptance  (NAS:CACC) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Credit Acceptance's Book Value per Share for the quarter that ended in Jun. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1588.9-0)/10.376
=153.13

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Credit Acceptance's Debt-to-Equity for the quarter that ended in Jun. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 6286.2) / 1588.9
=3.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Total Stockholders Equity Related Terms

Credit Acceptance Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Total Stockholders Equity Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,824.20 1,624.00 1,753.70 1,749.60 1,523.60

Credit Acceptance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,554.70 1,578.60 1,523.60 1,514.10 1,588.90
CACC
73GF Score
Credit Acceptance Corp CACC
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $1,589 Mil mean?
Credit Acceptance (CACC) has a Total Stockholders Equity of $1,589 Mil as of Jun. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Credit Acceptance and its competitors.
Is Credit Acceptance's Total Stockholders Equity too high?
Credit Acceptance's current Total Stockholders Equity is $1,589 Mil. Overall, Credit Acceptance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Total Stockholders Equity compare to ENVA and KLAR?
Credit Acceptance's Total Stockholders Equity of $1,589 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Credit Services company?
A good Total Stockholders Equity depends on the Credit Services industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Credit Acceptance and its competitors. Credit Acceptance's current Total Stockholders Equity is $1,589 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Credit Acceptance (CACC) is currently considered Fairly Valued. The stock's GF Value™ is $591.59, compared to a current price of $607.77 — trading 2.7% above its estimated fair value. The current Total Stockholders Equity is $1,589 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Credit Acceptance (CACC), the current Total Stockholders Equity is $1,589 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued. The current stock price of $607.77 is trading 2.7% above its estimated GF Value™ of $591.59. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Total Stockholders Equity: $1,589 Mil
  • GF Value™: $591.59 vs. price of $607.77 (2.7% above fair value)
  • GF Score™: 73/100 with 9 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$607.77
Price
$591.59
GF Value