CACC (Credit Acceptance) Ending Cash Position: $492 Mil (As of Jun. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $584.97
GF Value $593.56
Valuation Fairly Valued
! 7 Warning Signs
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What is Credit Acceptance Ending Cash Position?

Credit Acceptance CACC +0.30% 73 Ending Cash Position is $492 Mil as of Jun. 2026. GuruFocus rates CACC with a GF Score™ of 73/100 and a GF Value™ of $593.56 (Fairly Valued). The stock has 7 warning signs investors should review.

Credit Acceptance's Ending Cash Position for the quarter that ended in Jun. 2026 was $492 Mil.

Credit Acceptance's quarterly Ending Cash Position increased from Dec. 2025 ($501 Mil) to Mar. 2026 ($551 Mil) but then declined from Mar. 2026 ($551 Mil) to Jun. 2026 ($492 Mil).

Credit Acceptance's annual Ending Cash Position increased from Dec. 2023 ($471 Mil) to Dec. 2024 ($845 Mil) but then declined from Dec. 2024 ($845 Mil) to Dec. 2025 ($501 Mil).

Credit Acceptance Ending Cash Position Related Terms

Credit Acceptance Ending Cash Position Historical Data

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The historical data trend for Credit Acceptance's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Ending Cash Position Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 434.20 417.70 470.90 845.00 500.70

Credit Acceptance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 563.80 498.80 500.70 551.40 492.10
CACC
73GF Score
Credit Acceptance Corp CACC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Credit Acceptance's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=845+-344.3
=501

Credit Acceptance's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=551.4+-59.3
=492

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $492 Mil mean?
Credit Acceptance (CACC) has a Ending Cash Position of $492 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Ending Cash Position too high?
Credit Acceptance's current Ending Cash Position is $492 Mil. Overall, Credit Acceptance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Ending Cash Position compare to ENVA and KLAR?
Credit Acceptance's Ending Cash Position of $492 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Ending Cash Position is $492 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Credit Acceptance (CACC) is currently considered Fairly Valued. The stock's GF Value™ is $593.56, compared to a current price of $584.97 — trading 1.4% below its estimated fair value. The current Ending Cash Position is $492 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Credit Acceptance (CACC), the current Ending Cash Position is $492 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of $584.97 is trading 1.4% below its estimated GF Value™ of $593.56. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Ending Cash Position: $492 Mil
  • GF Value™: $593.56 vs. price of $584.97 (1.4% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$584.97
Price
$593.56
GF Value