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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Rizal Commercial Banking's current 3-Year Share Buyback Ratio was -5.90%.
The historical rank and industry rank for Rizal Commercial Banking's 3-Year Share Buyback Ratio or its related term are showing as below:
PHS:RCB'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -20.4 Med: -7.1 Max: 0.8
Current: -5.9
During the past 13 years, Rizal Commercial Banking's highest 3-Year Share Buyback Ratio was 0.80%. The lowest was -20.40%. And the median was -7.10%.
PHS:RCB's 3-Year Share Buyback Ratio is ranked worse than 82.49% of 1045
companies
in the Banks industry
Industry Median: -0.2
vs PHS:RCB: -5.90
Rizal Commercial Banking (PHS:RCB) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Rizal Commercial Banking 3-Year Share Buyback Ratio Related Terms
Rizal Commercial Banking 3-Year Share Buyback Ratio Competitor Comparison
For the Banks - Regional subindustry, Rizal Commercial Banking's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's 3-Year Share Buyback Ratio falls into.
Rizal Commercial Banking 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -5.90 mean?
Rizal Commercial Banking (PHS:RCB) has a 3-Year Share Buyback Ratio of -5.90 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Rizal Commercial Banking and its competitors. According to the industry distribution chart, Rizal Commercial Banking ranks #862 out of 1045 companies in the Banks industry, placing it in the top 82.5%.
Is Rizal Commercial Banking's 3-Year Share Buyback Ratio too high?
Rizal Commercial Banking's current 3-Year Share Buyback Ratio is -5.90. Based on the distribution chart, Rizal Commercial Banking ranks #862 out of 1045 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Rizal Commercial Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #862 out of 1045 companies for 3-Year Share Buyback Ratio. This places Rizal Commercial Banking in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current 3-Year Share Buyback Ratio is -5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.77, compared to a current price of ₱23.40 — trading 21.4% below its estimated fair value. The current 3-Year Share Buyback Ratio is -5.90. Rizal Commercial Banking's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current 3-Year Share Buyback Ratio is -5.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.40 is trading 21.4% below its estimated GF Value™ of ₱29.77.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
3-Year Share Buyback Ratio: -5.90
GF Value™: ₱29.77 vs. price of ₱23.40 (21.4% below fair value)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
77GF Score
Get the complete analysis for PHS:RCB
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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