3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-12), Rizal Commercial Banking's 3-1 Month Momentum % is -4.38%.
The industry rank for Rizal Commercial Banking's 3-1 Month Momentum % or its related term are showing as below:
PHS:RCB's 3-1 Month Momentum % is ranked worse than 69.18% of 1567
companies
in the Banks industry
Industry Median: 0.96
vs PHS:RCB: -4.38
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Rizal Commercial Banking 3-1 Month Momentum % Related Terms
For the Banks - Regional subindustry, Rizal Commercial Banking's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking (PHS:RCB) has a 3-1 Month Momentum % of -4.38% as of Jul. 12, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Rizal Commercial Banking and its competitors. According to the industry distribution chart, Rizal Commercial Banking ranks #1084 out of 1567 companies in the Banks industry, placing it in the top 69.2%.
Is Rizal Commercial Banking's 3-1 Month Momentum % too high?
Rizal Commercial Banking's current 3-1 Month Momentum % is -4.38%. Based on the distribution chart, Rizal Commercial Banking ranks #1084 out of 1567 companies in the Banks industry, which is below the industry midpoint. Overall, Rizal Commercial Banking has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #1084 out of 1567 companies for 3-1 Month Momentum %. This places Rizal Commercial Banking in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.96. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.96, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Rizal Commercial Banking and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rizal Commercial Banking's current 3-1 Month Momentum % is -4.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.73, compared to a current price of ₱23.10 — trading 22.3% below its estimated fair value. The current 3-1 Month Momentum % is -4.38%. Rizal Commercial Banking's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current 3-1 Month Momentum % is -4.38% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.10 is trading 22.3% below its estimated GF Value™ of ₱29.73.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
3-1 Month Momentum %: -4.38%
GF Value™: ₱29.73 vs. price of ₱23.10 (22.3% below fair value)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
78GF Score
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