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The historical rank and industry rank for Rizal Commercial Banking's EV-to-OCF or its related term are showing as below:
PHS:RCB'
s EV-to-OCF Range Over the Past 10 Years
Min: -111.65 Med: -0.03 Max: 62.61
Current: 7.43
During the past 13 years, the highest EV-to-OCF of Rizal Commercial Banking was 62.61. The lowest was -111.65. And the median was -0.03.
PHS:RCB's EV-to-OCF is ranked worse than 63.78% of 1502
companies
in the Banks industry
Industry Median: 3.69
vs PHS:RCB: 7.43
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Rizal Commercial Banking's PE Ratio (TTM) for today is calculated as:
Rizal Commercial Banking's share price for today is ₱23.15.
Rizal Commercial Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱5.247.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Rizal Commercial Banking EV-to-OCF Related Terms
Rizal Commercial Banking EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rizal Commercial Banking's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's EV-to-OCF falls into.
Rizal Commercial Banking's current Enterprise Value is ₱104,453 Mil.
Rizal Commercial Banking's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱14,038 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking (PHS:RCB) has a EV-to-OCF of 7.44 as of Jul. 16, 2026. According to the industry distribution chart, Rizal Commercial Banking ranks #958 out of 1502 companies in the Banks industry, placing it in the top 63.8%.
Is Rizal Commercial Banking's EV-to-OCF too high?
Rizal Commercial Banking's current EV-to-OCF is 7.44. The Banks industry median EV-to-OCF is 3.69. Rizal Commercial Banking's value of 7.44 is 101.6% above this industry median. Based on the distribution chart, Rizal Commercial Banking ranks #958 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Rizal Commercial Banking has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #958 out of 1502 companies for EV-to-OCF. This places Rizal Commercial Banking in the lower half of its industry. The industry median EV-to-OCF is 3.69. Rizal Commercial Banking's value of 7.44 is 101.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.69, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rizal Commercial Banking's current EV-to-OCF of 7.44 is 101.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rizal Commercial Banking's current EV-to-OCF is 7.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.75, compared to a current price of ₱23.15 — trading 22.2% below its estimated fair value. The current EV-to-OCF is 7.44 and 101.6% above the Banks industry median of 3.69. Rizal Commercial Banking's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current EV-to-OCF is 7.44 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.15 is trading 22.2% below its estimated GF Value™ of ₱29.75.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
EV-to-OCF: 7.44
GF Value™: ₱29.75 vs. price of ₱23.15 (22.2% below fair value)
Industry Position: 101.6% above the Banks median (#958 of 1502)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
78GF Score
Get the complete analysis for PHS:RCB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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