Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Admiral GroupAMIGF 72 3-Year Book Growth Rate is 17.90% as of Jun. 2026, which is 40% above its 10-year median of 12.80. GuruFocus rates AMIGF with a GF Score™ of 72/100 and a GF Value™ of $50.08 (Fairly Valued). The stock has 7 warning signs investors should review. Among 475 Insurance companies, Admiral Group ranks better than 80.84% on this metric.
During the past 12 months, Admiral Group's average Book Value per Share Growth Rate was 4.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 17.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 8.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Admiral Group was 86.60% per year. The lowest was -3.70% per year. And the median was 12.80% per year.
Admiral Group (OTCPK:AMIGF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Admiral Group 3-Year Book Growth Rate Related Terms
AMIGF vs CB, PGR, TRV: 3-Year Book Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Admiral Group's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 17.90% mean?
Admiral Group (AMIGF) has a 3-Year Book Growth Rate of 17.90% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Admiral Group and its competitors. This is 40% above median its historical median of 12.80. According to the industry distribution chart, Admiral Group ranks #91 out of 475 companies in the Insurance industry, placing it in the top 19.2%.
Is Admiral Group's 3-Year Book Growth Rate too high?
Admiral Group's current 3-Year Book Growth Rate of 17.90% is 40% above median its 10-year median of 12.80. The Insurance industry median 3-Year Book Growth Rate is 8.30. Admiral Group's value of 17.90% is 115.7% above this industry median. Based on the distribution chart, Admiral Group ranks #91 out of 475 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Admiral Group has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's 3-Year Book Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #91 out of 475 companies for 3-Year Book Growth Rate. This places Admiral Group in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.30. Admiral Group's value of 17.90% is 115.7% above this benchmark. While the company's 10-year median is 12.80 vs. the industry median of 8.30, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current 3-Year Book Growth Rate of 17.90% is 115.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Admiral Group and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current 3-Year Book Growth Rate is 17.90%, which is 40% above median its own 10-year median of 12.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.08, compared to a current price of $54.08 — trading 8% above its estimated fair value. The current 3-Year Book Growth Rate is 17.90%, which is 40% above median its 10-year median of 12.80 and 115.7% above the Insurance industry median of 8.30. Admiral Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Admiral Group (AMIGF), the current 3-Year Book Growth Rate is 17.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be overvalued.
The current stock price of $54.08 is trading 8% above its estimated GF Value™ of $50.08.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
3-Year Book Growth Rate: 17.90% (40% above median its 10-year median of 12.80)
GF Value™: $50.08 vs. price of $54.08 (8% above fair value)
Industry Position: 115.7% above the Insurance median (#91 of 475)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
72GF Score
Get the complete analysis for AMIGF
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMIGF has been successfully added to your 
