AMIGF (Admiral Group) 3-Year Share Buyback Ratio: 0.20% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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AMIGF Admiral Group PLC AMIGF
79 GF Score
Price $48.65
GF Value $51.12
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Admiral Group 3-Year Share Buyback Ratio?

Admiral Group AMIGF 79 3-Year Share Buyback Ratio is 0.20 as of Dec. 2025. GuruFocus rates AMIGF with a GF Score™ of 79/100 and a GF Value™ of $51.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 280 Insurance companies, Admiral Group ranks better than 59.29% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Admiral Group's current 3-Year Share Buyback Ratio was 0.20%.

The historical rank and industry rank for Admiral Group's 3-Year Share Buyback Ratio or its related term are showing as below:

AMIGF' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -1.1   Med: -0.85   Max: 0.2
Current: 0.2

During the past 13 years, Admiral Group's highest 3-Year Share Buyback Ratio was 0.20%. The lowest was -1.10%. And the median was -0.85%.

AMIGF's 3-Year Share Buyback Ratio is ranked better than
59.29% of 280 companies
in the Insurance industry
Industry Median: -0.1 vs AMIGF: 0.20

Admiral Group (OTCPK:AMIGF) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Admiral Group 3-Year Share Buyback Ratio Related Terms


AMIGF vs CB, PGR, TRV: 3-Year Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, Admiral Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Admiral Group 3-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Admiral Group's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Admiral Group's 3-Year Share Buyback Ratio falls into.


AMIGF
79GF Score
Admiral Group PLC AMIGF
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Admiral Group 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.20 mean?
Admiral Group (AMIGF) has a 3-Year Share Buyback Ratio of 0.20 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Admiral Group and its competitors. According to the industry distribution chart, Admiral Group ranks #114 out of 280 companies in the Insurance industry, placing it in the top 40.7%.
Is Admiral Group's 3-Year Share Buyback Ratio too high?
Admiral Group's current 3-Year Share Buyback Ratio is 0.20. Based on the distribution chart, Admiral Group ranks #114 out of 280 companies in the Insurance industry, which is above the industry midpoint. Overall, Admiral Group has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's 3-Year Share Buyback Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #114 out of 280 companies for 3-Year Share Buyback Ratio. This puts Admiral Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Admiral Group and its competitors. Admiral Group's current 3-Year Share Buyback Ratio is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $51.12, compared to a current price of $48.65 — trading 4.8% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.20. Admiral Group's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Admiral Group (AMIGF), the current 3-Year Share Buyback Ratio is 0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Admiral Group (AMIGF) Overvalued in 2026?

Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued. The current stock price of $48.65 is trading 4.8% below its estimated GF Value™ of $51.12. GuruFocus considers Admiral Group to be Fairly Valued.

Key valuation signals for AMIGF:

  • 3-Year Share Buyback Ratio: 0.20
  • GF Value™: $51.12 vs. price of $48.65 (4.8% below fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Admiral Group Business Description

Address David Street, Ty Admiral, Cardiff, GBR, CF10 2EH
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
79GF Score

Get the complete analysis for AMIGF

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.65
Price
$51.12
GF Value