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Admiral GroupAMIGF 72 Shiller PE Ratio is 19.92 as of Aug. 23, 2026, which is 1% below its 10-year median of 20.13. GuruFocus rates AMIGF with a GF Score™ of 72/100 and a GF Value™ of $49.89 (Fairly Valued). The stock has 7 warning signs investors should review. Among 373 Insurance companies, Admiral Group ranks worse than 63.54% on this metric.
As of today (2026-08-23), Admiral Group's current share price is $52.78. Admiral Group's E10 for the fiscal year that ended in Dec25 was $2.65. Admiral Group's Shiller PE Ratio for today is 19.92.
The historical rank and industry rank for Admiral Group's Shiller PE Ratio or its related term are showing as below:
AMIGF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.49 Med: 20.13 Max: 30.13
Current: 20.29
During the past 13 years, Admiral Group's highest Shiller PE Ratio was 30.13. The lowest was 11.49. And the median was 20.13.
AMIGF's Shiller PE Ratio is ranked worse than 63.54% of 373
companies
in the Insurance industry
Industry Median: 16.63
vs AMIGF: 20.29
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Admiral Group's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $3.236. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.65 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Admiral Group (OTCPK:AMIGF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Admiral Group Shiller PE Ratio Related Terms
Admiral Group Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Admiral Group's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMIGF vs CB, PGR, TRV: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Admiral Group's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Admiral Group's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group's E10 for the fiscal year that ended in Dec25 is calculated as:
For example, Admiral Group's adjusted earnings per share data for the fiscal year that ended in Dec25 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Admiral Group (AMIGF) has a Shiller PE Ratio of 19.92 as of Aug. 23, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Admiral Group and its competitors. This is near median its historical median of 20.13. Over the past decade, Admiral Group's Shiller PE Ratio has ranged from 11.49 to 30.13. According to the industry distribution chart, Admiral Group ranks #237 out of 373 companies in the Insurance industry, placing it in the top 63.5%.
Is Admiral Group's Shiller PE Ratio too high?
Admiral Group's current Shiller PE Ratio of 19.92 is near median its 10-year median of 20.13. Over the past 10 years, this metric has ranged from a low of 11.49 to a high of 30.13. The Insurance industry median Shiller PE Ratio is 16.63. Admiral Group's value of 19.92 is 19.8% above this industry median. Based on the distribution chart, Admiral Group ranks #237 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, Admiral Group has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Shiller PE Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #237 out of 373 companies for Shiller PE Ratio. This places Admiral Group in the lower half of its industry. The industry median Shiller PE Ratio is 16.63. Admiral Group's value of 19.92 is 19.8% above this benchmark. Historically, Admiral Group's own Shiller PE Ratio has ranged from 11.49 to 30.13 over the past decade. While the company's 10-year median is 20.13 vs. the industry median of 16.63, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.63, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Shiller PE Ratio of 19.92 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Shiller PE Ratio is 19.92, which is near median its own 10-year median of 20.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $49.89, compared to a current price of $52.78 — trading 5.8% above its estimated fair value. The current Shiller PE Ratio is 19.92, which is near median its 10-year median of 20.13 and 19.8% above the Insurance industry median of 16.63. Admiral Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Shiller PE Ratio is 19.92 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be overvalued.
The current stock price of $52.78 is trading 5.8% above its estimated GF Value™ of $49.89.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Shiller PE Ratio: 19.92 (near median its 10-year median of 20.13)
GF Value™: $49.89 vs. price of $52.78 (5.8% above fair value)
Industry Position: 19.8% above the Insurance median (#237 of 373)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
72GF Score
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