Admiral GroupAMIGF 88 Peter Lynch Fair Value is $24.92 as of Jul. 07, 2026, which is 1572% above its 10-year median of 1.49. GuruFocus rates AMIGF with a GF Score™ of 88/100 and a GF Value™ of $50.23 (Fairly Valued). The stock has 6 warning signs investors should review. Among 155 Insurance companies, Admiral Group ranks worse than 80.65% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Admiral Group's PEG is 1. Admiral Group's 5-Year TTM EBITDA Growth Rate is 7.81.
Admiral Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $3.19. Therefore, the Peter Lynch Fair Value for today is $24.92.
As of today (2026-07-07), Admiral Group's share price is $47.595. Admiral Group's Peter Lynch fair value is $24.92. Therefore, Admiral Group's Price to Peter Lynch Fair Value Ratio for today is 1.91.
The historical rank and industry rank for Admiral Group's Peter Lynch Fair Value or its related term are showing as below:
AMIGF'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.92 Med: 1.49 Max: 1.9
Current: 1.87
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Admiral Group was 1.90. The lowest was 0.92. And the median was 1.49.
AMIGF's Price-to-Peter-Lynch-Fair-Value is ranked worse than 80.65% of 155
companies
in the Insurance industry
Industry Median: 0.84
vs AMIGF: 1.87
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Admiral Group (OTCPK:AMIGF) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 7.81 instead of 15 in this case.
Admiral Group's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
47.595
/
24.92
=
1.91
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group Peter Lynch Fair Value Related Terms
Admiral Group Peter Lynch Fair Value Historical Data
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The historical data trend for Admiral Group's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMIGF vs CB, PGR, TRV: Peter Lynch Fair Value Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Admiral Group's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Admiral Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $3.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $24.92 mean?
Admiral Group (AMIGF) has a Peter Lynch Fair Value of $24.92 as of Jul. 07, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Admiral Group and its competitors. This is 1572% above median its historical median of 1.49. Over the past decade, Admiral Group's Peter Lynch Fair Value has ranged from 0.92 to 1.90. According to the industry distribution chart, Admiral Group ranks #125 out of 155 companies in the Insurance industry, placing it in the top 80.6%.
Is Admiral Group's Peter Lynch Fair Value too high?
Admiral Group's current Peter Lynch Fair Value of $24.92 is 1572% above median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.90. The Insurance industry median Peter Lynch Fair Value is 0.84. Admiral Group's value of $24.92 is 2866.7% above this industry median. Based on the distribution chart, Admiral Group ranks #125 out of 155 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Admiral Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Peter Lynch Fair Value compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #125 out of 155 companies for Peter Lynch Fair Value. This places Admiral Group in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.84. Admiral Group's value of $24.92 is 2866.7% above this benchmark. Historically, Admiral Group's own Peter Lynch Fair Value has ranged from 0.92 to 1.90 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 0.84, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.84, based on 155 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Peter Lynch Fair Value of $24.92 is 2866.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Peter Lynch Fair Value is $24.92, which is 1572% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.23, compared to a current price of $47.60 — trading 5.2% below its estimated fair value. The current Peter Lynch Fair Value is $24.92, which is 1572% above median its 10-year median of 1.49 and 2866.7% above the Insurance industry median of 0.84. Admiral Group's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Peter Lynch Fair Value is $24.92 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $47.60 is trading 5.2% below its estimated GF Value™ of $50.23.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Peter Lynch Fair Value: $24.92 (1572% above median its 10-year median of 1.49)
GF Value™: $50.23 vs. price of $47.60 (5.2% below fair value)
Industry Position: 2866.7% above the Insurance median (#125 of 155)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
88GF Score
Get the complete analysis for AMIGF
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