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Admiral GroupAMIGF 71 Forward Rate of Return (Yacktman) % is 11.55% as of Dec. 2025, which is 65% above its 10-year median of 7.01. GuruFocus rates AMIGF with a GF Scoreâ„¢ of 71/100 and a GF Valueâ„¢ of $48.10 (Fairly Valued). The stock has 7 warning signs investors should review. Among 282 Insurance companies, Admiral Group ranks worse than 62.41% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Admiral Group's forward rate of return for was 11.55%.
The historical rank and industry rank for Admiral Group's Forward Rate of Return (Yacktman) % or its related term are showing as below:
AMIGF'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 0.33 Med: 7.01 Max: 23.42
Current: 11
During the past 13 years, Admiral Group's highest Forward Rate of Return was 23.42. The lowest was 0.33. And the median was 7.01.
AMIGF's Forward Rate of Return (Yacktman) % is ranked worse than 62.41% of 282
companies
in the Insurance industry
Industry Median: 16.885
vs AMIGF: 11.00
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Admiral Group (OTCPK:AMIGF) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of EBITDA per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
Admiral Group Forward Rate of Return (Yacktman) % Related Terms
Admiral Group Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for Admiral Group's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group Forward Rate of Return (Yacktman) % Chart
AMIGF vs CB, PGR, TRV: Forward Rate of Return (Yacktman) % Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Forward Rate of Return (Yacktman) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where Admiral Group's Forward Rate of Return (Yacktman) % falls into.
Admiral Group Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
Admiral Group's Forward Rate of Return of Dec. 2025 is
Forward Rate of Return
=
Normalized Free Cash Flow
/
Price
+
5-Year EBITDA Growth Rate
=
1.37266667
/
42.895
+
0.0781
=
11.01 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 11.55% mean?
Admiral Group (AMIGF) has a Forward Rate of Return (Yacktman) % of 11.55% as of Dec. 2025. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Admiral Group and its competitors. This is 65% above median its historical median of 7.01. Over the past decade, Admiral Group's Forward Rate of Return (Yacktman) % has ranged from 0.33 to 23.42. According to the industry distribution chart, Admiral Group ranks #176 out of 282 companies in the Insurance industry, placing it in the top 62.4%.
Is Admiral Group's Forward Rate of Return (Yacktman) % too high?
Admiral Group's current Forward Rate of Return (Yacktman) % of 11.55% is 65% above median its 10-year median of 7.01. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 23.42. The Insurance industry median Forward Rate of Return (Yacktman) % is 16.89. Admiral Group's value of 11.55% is 31.6% below this industry median. Based on the distribution chart, Admiral Group ranks #176 out of 282 companies in the Insurance industry, which is below the industry midpoint. Overall, Admiral Group has a GF Scoreâ„¢ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Forward Rate of Return (Yacktman) % compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #176 out of 282 companies for Forward Rate of Return (Yacktman) %. This places Admiral Group in the lower half of its industry. The industry median Forward Rate of Return (Yacktman) % is 16.89. Admiral Group's value of 11.55% is 31.6% below this benchmark. Historically, Admiral Group's own Forward Rate of Return (Yacktman) % has ranged from 0.33 to 23.42 over the past decade. While the company's 10-year median is 7.01 vs. the industry median of 16.89, Admiral Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for an Insurance company?
The median Forward Rate of Return (Yacktman) % among Insurance companies is 16.89, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Forward Rate of Return (Yacktman) % of 11.55% is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Forward Rate of Return (Yacktman) % is 16.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Forward Rate of Return (Yacktman) % is 11.55%, which is 65% above median its own 10-year median of 7.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $48.10, compared to a current price of $50.00 — trading 4% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 11.55%, which is 65% above median its 10-year median of 7.01 and 31.6% below the Insurance industry median of 16.89. Admiral Group's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Forward Rate of Return (Yacktman) % is 11.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be overvalued.
The current stock price of $50.00 is trading 4% above its estimated GF Value™ of $48.10.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Forward Rate of Return (Yacktman) %: 11.55% (65% above median its 10-year median of 7.01)
GF Value™: $48.10 vs. price of $50.00 (4% above fair value)
Industry Position: 31.6% below the Insurance median (#176 of 282)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
71GF Score
Get the complete analysis for AMIGF
Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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