AMIGF (Admiral Group) Dividend Payout Ratio: 0.79 (As of Dec. 2025) — 18% Above Median


AMIGF Admiral Group PLC AMIGF
88 GF Score
Price $46.24
GF Value $50.41
Valuation Fairly Valued
! 3 Warning Signs
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What is Admiral Group Dividend Payout Ratio?

Admiral Group AMIGF 88 Dividend Payout Ratio is 0.79 as of Dec. 2025, which is 18% above its 10-year median of 0.67. GuruFocus rates AMIGF with a GF Score™ of 88/100 and a GF Value™ of $50.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 335 Insurance companies, Admiral Group ranks worse than 82.39% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Admiral Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.79.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Admiral Group PLC is 0.74, which seems too high.

The historical rank and industry rank for Admiral Group's Dividend Payout Ratio or its related term are showing as below:

AMIGF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.67   Max: 0.91
Current: 0.74

During the past 13 years, the highest Dividend Payout Ratio of Admiral Group was 0.91. The lowest was 0.41. And the median was 0.67.

AMIGF's Dividend Payout Ratio is ranked worse than
82.39% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs AMIGF: 0.74

As of today (2026-06-25), the Dividend Yield % of Admiral Group is 4.61%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Admiral Group was 8.73%. The lowest was 2.12%. And the median was 3.56%.

Admiral Group's Dividends per Share for the months ended in Dec. 2025 was $1.15.

During the past 12 months, Admiral Group's average Dividends Per Share Growth Rate was 104.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 27.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Admiral Group was 34.10% per year. The lowest was -17.00% per year. And the median was 15.25% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Admiral Group (OTCPK:AMIGF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Admiral Group Dividend Payout Ratio Related Terms

Admiral Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Admiral Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Admiral Group Dividend Payout Ratio Chart

Admiral Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.91 0.68 0.41 0.74

Admiral Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.46 0.38 0.70 0.79

AMIGF vs CB, PGR, TRV: Dividend Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Admiral Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Admiral Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Admiral Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Admiral Group's Dividend Payout Ratio falls into.


AMIGF
88GF Score
Admiral Group PLC AMIGF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Admiral Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Admiral Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2.373/ 3.191
=0.74

Admiral Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.15/ 1.448
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.79 mean?
Admiral Group (AMIGF) has a Dividend Payout Ratio of 0.79 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Admiral Group and its competitors. This is 18% above median its historical median of 0.67. Over the past decade, Admiral Group's Dividend Payout Ratio has ranged from 0.41 to 0.91. According to the industry distribution chart, Admiral Group ranks #276 out of 335 companies in the Insurance industry, placing it in the top 82.4%.
Is Admiral Group's Dividend Payout Ratio too high?
Admiral Group's current Dividend Payout Ratio of 0.79 is 18% above median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.91. The Insurance industry median Dividend Payout Ratio is 0.38. Admiral Group's value of 0.79 is 107.9% above this industry median. Based on the distribution chart, Admiral Group ranks #276 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Admiral Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #276 out of 335 companies for Dividend Payout Ratio. This places Admiral Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Admiral Group's value of 0.79 is 107.9% above this benchmark. Historically, Admiral Group's own Dividend Payout Ratio has ranged from 0.41 to 0.91 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.38, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Dividend Payout Ratio of 0.79 is 107.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Dividend Payout Ratio is 0.79, which is 18% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.41, compared to a current price of $46.24 — trading 8.3% below its estimated fair value. The current Dividend Payout Ratio is 0.79, which is 18% above median its 10-year median of 0.67 and 107.9% above the Insurance industry median of 0.38. Admiral Group's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Dividend Payout Ratio is 0.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Admiral Group (AMIGF) Overvalued in 2026?

Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued. The current stock price of $46.24 is trading 8.3% below its estimated GF Value™ of $50.41. GuruFocus considers Admiral Group to be Fairly Valued.

Key valuation signals for AMIGF:

  • Dividend Payout Ratio: 0.79 (18% above median its 10-year median of 0.67)
  • GF Value™: $50.41 vs. price of $46.24 (8.3% below fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 107.9% above the Insurance median (#276 of 335)

No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Admiral Group Business Description

Address David Street, Ty Admiral, Cardiff, GBR, CF10 2EH
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
88GF Score

Get the complete analysis for AMIGF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.24
Price
$50.41
GF Value