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Admiral GroupAMIGF 72 Intrinsic Value: Projected FCF is $24.67 as of Sep. 03, 2026. GuruFocus rates AMIGF with a GF Score™ of 72/100 and a GF Value™ of $50.08 (Fairly Valued). The stock has 7 warning signs investors should review. Among 391 Insurance companies, Admiral Group ranks worse than 92.07% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-03), Admiral Group's Intrinsic Value: Projected FCF is $24.67. The stock price of Admiral Group is $54.08. Therefore, Admiral Group's Price-to-Intrinsic-Value-Projected-FCF of today is 2.2.
The historical rank and industry rank for Admiral Group's Intrinsic Value: Projected FCF or its related term are showing as below:
AMIGF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 1.22 Med: 1.96 Max: 2.19
Current: 2.19
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Admiral Group was 2.19. The lowest was 1.22. And the median was 1.96.
AMIGF's Price-to-Projected-FCF is ranked worse than 92.07% of 391
companies
in the Insurance industry
Industry Median: 0.74
vs AMIGF: 2.19
Admiral Group (OTCPK:AMIGF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Admiral Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
54.08
/
24.015619756369
=
2.25
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group Intrinsic Value: Projected FCF Related Terms
Admiral Group Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Admiral Group's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group Intrinsic Value: Projected FCF Chart
AMIGF vs CB, PGR, TRV: Intrinsic Value: Projected FCF Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Admiral Group's Price-to-Projected-FCF falls into.
Admiral Group Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $24.67 mean?
Admiral Group (AMIGF) has a Intrinsic Value: Projected FCF of $24.67 as of Sep. 03, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Admiral Group and its competitors. According to the industry distribution chart, Admiral Group ranks #360 out of 391 companies in the Insurance industry, placing it in the top 92.1%.
Is Admiral Group's Intrinsic Value: Projected FCF too high?
Admiral Group's current Intrinsic Value: Projected FCF is $24.67. The Insurance industry median Intrinsic Value: Projected FCF is 0.74. Admiral Group's value of $24.67 is 3233.8% above this industry median. Based on the distribution chart, Admiral Group ranks #360 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Admiral Group has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Intrinsic Value: Projected FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #360 out of 391 companies for Intrinsic Value: Projected FCF. This places Admiral Group in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.74. Admiral Group's value of $24.67 is 3233.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.74, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Intrinsic Value: Projected FCF of $24.67 is 3233.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Intrinsic Value: Projected FCF is $24.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.08, compared to a current price of $54.08 — trading 8% above its estimated fair value. The current Intrinsic Value: Projected FCF is $24.67 and 3233.8% above the Insurance industry median of 0.74. Admiral Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Intrinsic Value: Projected FCF is $24.67 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be overvalued.
The current stock price of $54.08 is trading 8% above its estimated GF Value™ of $50.08.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Intrinsic Value: Projected FCF: $24.67
GF Value™: $50.08 vs. price of $54.08 (8% above fair value)
Industry Position: 3233.8% above the Insurance median (#360 of 391)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
72GF Score
Get the complete analysis for AMIGF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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