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Admiral GroupAMIGF 83 EV-to-EBITDA is 11.37 as of Jul. 17, 2026, which is 12% below its 10-year median of 12.95. GuruFocus rates AMIGF with a GF Score™ of 83/100 and a GF Value™ of $50.35 (Fairly Valued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, Admiral Group ranks worse than 70.23% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Admiral Group's enterprise value is $16,265 Mil.
Admiral Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $1,431 Mil. Therefore, Admiral Group's EV-to-EBITDA for today is 11.37.
The historical rank and industry rank for Admiral Group's EV-to-EBITDA or its related term are showing as below:
AMIGF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.02 Med: 12.95 Max: 22.12
Current: 11.47
During the past 13 years, the highest EV-to-EBITDA of Admiral Group was 22.12. The lowest was 7.02. And the median was 12.95.
AMIGF's EV-to-EBITDA is ranked worse than 70.23% of 346
companies
in the Insurance industry
Industry Median: 8.23
vs AMIGF: 11.47
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Admiral Group (OTCPK:AMIGF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Admiral Group's PE Ratio (TTM) for today is calculated as:
Admiral Group's share price for today is $50.196.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Admiral Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.259.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Admiral Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Admiral Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Admiral Group's EV-to-EBITDA falls into.
Admiral Group's current Enterprise Value is $16,265 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Admiral Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $1,431 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (AMIGF) has a EV-to-EBITDA of 11.37 as of Jul. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Admiral Group. This is 12% below median its historical median of 12.95. Over the past decade, Admiral Group's EV-to-EBITDA has ranged from 7.02 to 22.12. According to the industry distribution chart, Admiral Group ranks #243 out of 346 companies in the Insurance industry, placing it in the top 70.2%.
Is Admiral Group's EV-to-EBITDA too high?
Admiral Group's current EV-to-EBITDA of 11.37 is 12% below median its 10-year median of 12.95. Over the past 10 years, this metric has ranged from a low of 7.02 to a high of 22.12. The Insurance industry median EV-to-EBITDA is 8.23. Admiral Group's value of 11.37 is 38.2% above this industry median. Based on the distribution chart, Admiral Group ranks #243 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Admiral Group has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #243 out of 346 companies for EV-to-EBITDA. This places Admiral Group in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. Admiral Group's value of 11.37 is 38.2% above this benchmark. Historically, Admiral Group's own EV-to-EBITDA has ranged from 7.02 to 22.12 over the past decade. While the company's 10-year median is 12.95 vs. the industry median of 8.23, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current EV-to-EBITDA of 11.37 is 38.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Admiral Group. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current EV-to-EBITDA is 11.37, which is 12% below median its own 10-year median of 12.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.35, compared to a current price of $50.20 — trading 0.3% below its estimated fair value. The current EV-to-EBITDA is 11.37, which is 12% below median its 10-year median of 12.95 and 38.2% above the Insurance industry median of 8.23. Admiral Group's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Admiral Group (AMIGF), the current EV-to-EBITDA is 11.37 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $50.20 is trading 0.3% below its estimated GF Value™ of $50.35.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
EV-to-EBITDA: 11.37 (12% below median its 10-year median of 12.95)
GF Value™: $50.35 vs. price of $50.20 (0.3% below fair value)
Industry Position: 38.2% above the Insurance median (#243 of 346)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
83GF Score
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