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Admiral GroupAMIGF -3.07%87 Equity-to-Asset is 0.16 as of Dec. 2025, which is 14% above its 10-year median of 0.14. GuruFocus rates AMIGF with a GF Score™ of 87/100 and a GF Value™ of $50.86 (Fairly Valued). The stock has 6 warning signs investors should review. Among 505 Insurance companies, Admiral Group ranks worse than 70.1% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Admiral Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $1,932 Mil. Admiral Group's Total Assets for the quarter that ended in Dec. 2025 was $12,079 Mil.
Therefore, Admiral Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.16.
The historical rank and industry rank for Admiral Group's Equity-to-Asset or its related term are showing as below:
AMIGF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.14 Max: 0.2
Current: 0.16
During the past 13 years, the highest Equity to Asset Ratio of Admiral Group was 0.20. The lowest was 0.11. And the median was 0.14.
AMIGF's Equity-to-Asset is ranked worse than 70.1% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs AMIGF: 0.16
Admiral Group (OTCPK:AMIGF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Admiral Group Equity-to-Asset Related Terms
Admiral Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Admiral Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Admiral Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Admiral Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Admiral Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (AMIGF) has a Equity-to-Asset of 0.16 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Admiral Group and its competitors. This is 14% above median its historical median of 0.14. Over the past decade, Admiral Group's Equity-to-Asset has ranged from 0.11 to 0.20. According to the industry distribution chart, Admiral Group ranks #354 out of 505 companies in the Insurance industry, placing it in the top 70.1%.
Is Admiral Group's Equity-to-Asset too high?
Admiral Group's current Equity-to-Asset of 0.16 is 14% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.20. The Insurance industry median Equity-to-Asset is 0.26. Admiral Group's value of 0.16 is 38.5% below this industry median. Based on the distribution chart, Admiral Group ranks #354 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Admiral Group has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #354 out of 505 companies for Equity-to-Asset. This places Admiral Group in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Admiral Group's value of 0.16 is 38.5% below this benchmark. Historically, Admiral Group's own Equity-to-Asset has ranged from 0.11 to 0.20 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.26, Admiral Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Equity-to-Asset of 0.16 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Equity-to-Asset is 0.16, which is 14% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.86, compared to a current price of $48.65 — trading 4.3% below its estimated fair value. The current Equity-to-Asset is 0.16, which is 14% above median its 10-year median of 0.14 and 38.5% below the Insurance industry median of 0.26. Admiral Group's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Equity-to-Asset is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $48.65 is trading 4.3% below its estimated GF Value™ of $50.86.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Equity-to-Asset: 0.16 (14% above median its 10-year median of 0.14)
GF Value™: $50.86 vs. price of $48.65 (4.3% below fair value)
Industry Position: 38.5% below the Insurance median (#354 of 505)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
87GF Score
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