Admiral GroupAMIGF 88 OCF Margin % is 7.76% as of Dec. 2025, which is 51% below its 10-year median of 15.73. GuruFocus rates AMIGF with a GF Score™ of 88/100 and a GF Value™ of $50.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Admiral Group ranks worse than 56.09% on this metric.
The historical rank and industry rank for Admiral Group's OCF Margin % or its related term are showing as below:
AMIGF'
s OCF Margin % Range Over the Past 10 Years
Min: 7.85 Med: 15.73 Max: 46.92
Current: 8.63
During the past 13 years, the highest OCF Margin % of Admiral Group was 46.92%. The lowest was 7.85%. And the median was 15.73%.
AMIGF's OCF Margin % is ranked worse than 56.09% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs AMIGF: 8.63
Admiral Group OCF Margin % Related Terms
Admiral Group OCF Margin % Historical Data
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The historical data trend for Admiral Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Admiral Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Admiral Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (AMIGF) has a OCF Margin % of 7.76% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Admiral Group and its competitors. This is 51% below median its historical median of 15.73. Over the past decade, Admiral Group's OCF Margin % has ranged from 7.85 to 46.92. According to the industry distribution chart, Admiral Group ranks #281 out of 501 companies in the Insurance industry, placing it in the top 56.1%.
Is Admiral Group's OCF Margin % too high?
Admiral Group's current OCF Margin % of 7.76% is 51% below median its 10-year median of 15.73. Over the past 10 years, this metric has ranged from a low of 7.85 to a high of 46.92. The Insurance industry median OCF Margin % is 10.85. Admiral Group's value of 7.76% is 28.5% below this industry median. Based on the distribution chart, Admiral Group ranks #281 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Admiral Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #281 out of 501 companies for OCF Margin %. This places Admiral Group in the lower half of its industry. The industry median OCF Margin % is 10.85. Admiral Group's value of 7.76% is 28.5% below this benchmark. Historically, Admiral Group's own OCF Margin % has ranged from 7.85 to 46.92 over the past decade. While the company's 10-year median is 15.73 vs. the industry median of 10.85, Admiral Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current OCF Margin % of 7.76% is 28.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Admiral Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current OCF Margin % is 7.76%, which is 51% below median its own 10-year median of 15.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.41, compared to a current price of $46.24 — trading 8.3% below its estimated fair value. The current OCF Margin % is 7.76%, which is 51% below median its 10-year median of 15.73 and 28.5% below the Insurance industry median of 10.85. Admiral Group's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Admiral Group (AMIGF), the current OCF Margin % is 7.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $46.24 is trading 8.3% below its estimated GF Value™ of $50.41.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
OCF Margin %: 7.76% (51% below median its 10-year median of 15.73)
GF Value™: $50.41 vs. price of $46.24 (8.3% below fair value)
Industry Position: 28.5% below the Insurance median (#281 of 501)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
88GF Score
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