Admiral GroupAMIGF 88 Pretax Margin % is 17.26% as of Dec. 2025, which is 45% below its 10-year median of 31.56. GuruFocus rates AMIGF with a GF Score™ of 88/100 and a GF Value™ of $50.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Admiral Group ranks better than 71.86% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Admiral Group's Pre-Tax Income for the
six
months ended in Dec. 2025 was $585 Mil. Admiral Group's Revenue for the
six
months ended in Dec. 2025 was $3,388 Mil. Therefore, Admiral Group's pretax margin for the quarter that ended in Dec. 2025 was 17.26%.
The historical rank and industry rank for Admiral Group's Pretax Margin % or its related term are showing as below:
AMIGF'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.85 Med: 31.56 Max: 46.87
Current: 18.94
AMIGF's Pretax Margin % is ranked better than 71.86% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs AMIGF: 18.94
Admiral Group (OTCPK:AMIGF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Admiral Group Pretax Margin % Related Terms
Admiral Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Admiral Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Admiral Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Admiral Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (AMIGF) has a Pretax Margin % of 17.26% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Admiral Group and its competitors. This is 45% below median its historical median of 31.56. Over the past decade, Admiral Group's Pretax Margin % has ranged from 11.85 to 46.87. According to the industry distribution chart, Admiral Group ranks #141 out of 501 companies in the Insurance industry, placing it in the top 28.1%.
Is Admiral Group's Pretax Margin % too high?
Admiral Group's current Pretax Margin % of 17.26% is 45% below median its 10-year median of 31.56. Over the past 10 years, this metric has ranged from a low of 11.85 to a high of 46.87. The Insurance industry median Pretax Margin % is 12.04. Admiral Group's value of 17.26% is 43.4% above this industry median. Based on the distribution chart, Admiral Group ranks #141 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Admiral Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #141 out of 501 companies for Pretax Margin %. This puts Admiral Group in the upper half of its industry. The industry median Pretax Margin % is 12.04. Admiral Group's value of 17.26% is 43.4% above this benchmark. Historically, Admiral Group's own Pretax Margin % has ranged from 11.85 to 46.87 over the past decade. While the company's 10-year median is 31.56 vs. the industry median of 12.04, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current Pretax Margin % of 17.26% is 43.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Admiral Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current Pretax Margin % is 17.26%, which is 45% below median its own 10-year median of 31.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.41, compared to a current price of $46.24 — trading 8.3% below its estimated fair value. The current Pretax Margin % is 17.26%, which is 45% below median its 10-year median of 31.56 and 43.4% above the Insurance industry median of 12.04. Admiral Group's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Admiral Group (AMIGF), the current Pretax Margin % is 17.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $46.24 is trading 8.3% below its estimated GF Value™ of $50.41.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
Pretax Margin %: 17.26% (45% below median its 10-year median of 31.56)
GF Value™: $50.41 vs. price of $46.24 (8.3% below fair value)
Industry Position: 43.4% above the Insurance median (#141 of 501)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
88GF Score
Get the complete analysis for AMIGF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMIGF has been successfully added to your 
