AMIGF (Admiral Group) ROE % Adjusted to Book Value: 7.06% (As of Dec. 2025)


AMIGF Admiral Group PLC AMIGF
88 GF Score
Price $46.24
GF Value $50.41
Valuation Fairly Valued
! 3 Warning Signs
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What is Admiral Group ROE % Adjusted to Book Value?

Admiral Group AMIGF 88 ROE % Adjusted to Book Value is 7.06% as of Dec. 2025. GuruFocus rates AMIGF with a GF Score™ of 88/100 and a GF Value™ of $50.41 (Fairly Valued). The stock has 3 warning signs investors should review.

Admiral Group's ROE % for the quarter that ended in Dec. 2025 was 47.15%. Admiral Group's PB Ratio for the quarter that ended in Dec. 2025 was 6.68. Admiral Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.06%.


Admiral Group ROE % Adjusted to Book Value Related Terms


Admiral Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Admiral Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Admiral Group ROE % Adjusted to Book Value Chart

Admiral Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.72 3.49 5.00 10.30 8.12

Admiral Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.65 6.25 12.57 8.60 7.06

AMIGF vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Admiral Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Admiral Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Admiral Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Admiral Group's ROE % Adjusted to Book Value falls into.


AMIGF
88GF Score
Admiral Group PLC AMIGF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Admiral Group ROE % Adjusted to Book Value Calculation

Admiral Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=54.26% / 6.68
=8.12%

Admiral Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=47.15% / 6.68
=7.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.06% mean?
Admiral Group (AMIGF) has a ROE % Adjusted to Book Value of 7.06% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Admiral Group and its competitors.
Is Admiral Group's ROE % Adjusted to Book Value too high?
Admiral Group's current ROE % Adjusted to Book Value is 7.06%. Overall, Admiral Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's ROE % Adjusted to Book Value compare to CB and PGR?
Admiral Group's ROE % Adjusted to Book Value of 7.06% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Admiral Group and its competitors. Admiral Group's current ROE % Adjusted to Book Value is 7.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.41, compared to a current price of $46.24 — trading 8.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.06%. Admiral Group's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Admiral Group (AMIGF), the current ROE % Adjusted to Book Value is 7.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Admiral Group (AMIGF) Overvalued in 2026?

Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued. The current stock price of $46.24 is trading 8.3% below its estimated GF Value™ of $50.41. GuruFocus considers Admiral Group to be Fairly Valued.

Key valuation signals for AMIGF:

  • ROE % Adjusted to Book Value: 7.06%
  • GF Value™: $50.41 vs. price of $46.24 (8.3% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Admiral Group Business Description

Address David Street, Ty Admiral, Cardiff, GBR, CF10 2EH
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
88GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.24
Price
$50.41
GF Value