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Admiral GroupAMIGF 87 EV-to-OCF is 27.97 as of Jul. 25, 2026, which is 6% above its 10-year median of 26.30. GuruFocus rates AMIGF with a GF Score™ of 87/100 and a GF Value™ of $52.76 (Fairly Valued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, Admiral Group ranks worse than 89.88% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Admiral Group's Enterprise Value is $16,466 Mil.
Admiral Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $589 Mil. Therefore, Admiral Group's EV-to-OCF for today is 27.97.
The historical rank and industry rank for Admiral Group's EV-to-OCF or its related term are showing as below:
AMIGF'
s EV-to-OCF Range Over the Past 10 Years
Min: 10.74 Med: 26.3 Max: 40.36
Current: 28.34
During the past 13 years, the highest EV-to-OCF of Admiral Group was 40.36. The lowest was 10.74. And the median was 26.30.
AMIGF's EV-to-OCF is ranked worse than 89.88% of 504
companies
in the Insurance industry
Industry Median: 6.815
vs AMIGF: 28.34
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Admiral Group's PE Ratio (TTM) for today is calculated as:
Admiral Group's share price for today is $50.196.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Admiral Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.259.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Admiral Group EV-to-OCF Related Terms
Admiral Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Admiral Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Admiral Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Admiral Group's EV-to-OCF falls into.
Admiral Group's current Enterprise Value is $16,466 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Admiral Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $589 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (AMIGF) has a EV-to-OCF of 27.97 as of Jul. 25, 2026. This is near median its historical median of 26.30. Over the past decade, Admiral Group's EV-to-OCF has ranged from 10.74 to 40.36. According to the industry distribution chart, Admiral Group ranks #453 out of 504 companies in the Insurance industry, placing it in the top 89.9%.
Is Admiral Group's EV-to-OCF too high?
Admiral Group's current EV-to-OCF of 27.97 is near median its 10-year median of 26.30. Over the past 10 years, this metric has ranged from a low of 10.74 to a high of 40.36. The Insurance industry median EV-to-OCF is 6.82. Admiral Group's value of 27.97 is 310.4% above this industry median. Based on the distribution chart, Admiral Group ranks #453 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Admiral Group has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #453 out of 504 companies for EV-to-OCF. This places Admiral Group in the lower half of its industry. The industry median EV-to-OCF is 6.82. Admiral Group's value of 27.97 is 310.4% above this benchmark. Historically, Admiral Group's own EV-to-OCF has ranged from 10.74 to 40.36 over the past decade. While the company's 10-year median is 26.30 vs. the industry median of 6.82, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.82, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current EV-to-OCF of 27.97 is 310.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current EV-to-OCF is 27.97, which is near median its own 10-year median of 26.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (AMIGF) is currently considered Fairly Valued. The stock's GF Value™ is $52.76, compared to a current price of $50.20 — trading 4.9% below its estimated fair value. The current EV-to-OCF is 27.97, which is near median its 10-year median of 26.30 and 310.4% above the Insurance industry median of 6.82. Admiral Group's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Admiral Group (AMIGF), the current EV-to-OCF is 27.97 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (AMIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of $50.20 is trading 4.9% below its estimated GF Value™ of $52.76.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for AMIGF:
EV-to-OCF: 27.97 (near median its 10-year median of 26.30)
GF Value™: $52.76 vs. price of $50.20 (4.9% below fair value)
Industry Position: 310.4% above the Insurance median (#453 of 504)
No single metric tells the full story. See the AMIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
87GF Score
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