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During the past 3 years, the average Book Value per Share Growth Rate was 9.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 9.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 3.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Credit Immobilier et Hotelier was 9.20% per year. The lowest was -4.60% per year. And the median was 3.50% per year.
Credit Immobilier et Hotelier (CAS:CIH) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Credit Immobilier et Hotelier 3-Year Book Growth Rate Related Terms
CAS:CIH vs USB, PNC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Credit Immobilier et Hotelier's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Immobilier et Hotelier 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Credit Immobilier et Hotelier's 3-Year Book Growth Rate falls into.
Credit Immobilier et Hotelier 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 9.20% mean?
Credit Immobilier et Hotelier (CAS:CIH) has a 3-Year Book Growth Rate of 9.20% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Credit Immobilier et Hotelier and its competitors. This is 163% above median its historical median of 3.50. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #704 out of 1488 companies in the Banks industry, placing it in the top 47.3%.
Is Credit Immobilier et Hotelier's 3-Year Book Growth Rate too high?
Credit Immobilier et Hotelier's current 3-Year Book Growth Rate of 9.20% is 163% above median its 10-year median of 3.50. The Banks industry median 3-Year Book Growth Rate is 8.80. Credit Immobilier et Hotelier's value of 9.20% is 4.5% above this industry median. Based on the distribution chart, Credit Immobilier et Hotelier ranks #704 out of 1488 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Immobilier et Hotelier has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's 3-Year Book Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #704 out of 1488 companies for 3-Year Book Growth Rate. This puts Credit Immobilier et Hotelier in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Credit Immobilier et Hotelier's value of 9.20% is 4.5% above this benchmark. While the company's 10-year median is 3.50 vs. the industry median of 8.80, Credit Immobilier et Hotelier has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Immobilier et Hotelier's current 3-Year Book Growth Rate of 9.20% is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current 3-Year Book Growth Rate is 9.20%, which is 163% above median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD397.86, compared to a current price of MAD346.00 — trading 13% below its estimated fair value. The current 3-Year Book Growth Rate is 9.20%, which is 163% above median its 10-year median of 3.50 and 4.5% above the Banks industry median of 8.80. Credit Immobilier et Hotelier's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current 3-Year Book Growth Rate is 9.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued.
The current stock price of MAD346.00 is trading 13% below its estimated GF Value™ of MAD397.86.
GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.
Key valuation signals for CAS:CIH:
3-Year Book Growth Rate: 9.20% (163% above median its 10-year median of 3.50)
GF Value™: MAD397.86 vs. price of MAD346.00 (13% below fair value)
Industry Position: 4.5% above the Banks median (#704 of 1488)
No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
50GF Score
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