Credit Immobilier et Hotelier (CAS:CIH) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier Dividend Payout Ratio?

Credit Immobilier et Hotelier CAS:CIH +0.03% 34 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 34/100 and a GF Value™ of MAD414.49 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,168 Banks companies, Credit Immobilier et Hotelier ranks worse than 68.84% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Credit Immobilier et Hotelier's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Credit Immobilier et Hotelier's Dividend Payout Ratio or its related term are showing as below:

CAS:CIH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.71   Max: 6.15
Current: 0.44


During the past 13 years, the highest Dividend Payout Ratio of Credit Immobilier et Hotelier was 6.15. The lowest was 0.38. And the median was 0.71.

CAS:CIH's Dividend Payout Ratio is ranked worse than
68.84% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs CAS:CIH: 0.44

As of today (2026-06-27), the Dividend Yield % of Credit Immobilier et Hotelier is 3.93%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Credit Immobilier et Hotelier was 8.12%. The lowest was 2.25%. And the median was 4.52%.

Credit Immobilier et Hotelier's Dividends per Share for the months ended in Mar. 2026 was MAD0.00.

During the past 3 years, the average Dividends Per Share Growth Rate was 0.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -0.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Credit Immobilier et Hotelier was 37.40% per year. The lowest was -17.00% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Credit Immobilier et Hotelier (CAS:CIH) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Credit Immobilier et Hotelier Dividend Payout Ratio Related Terms


Credit Immobilier et Hotelier Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier Dividend Payout Ratio Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.65 0.58 0.49 0.44

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.32 0.00 0.00 0.00

CAS:CIH vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's Dividend Payout Ratio falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Immobilier et Hotelier Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Credit Immobilier et Hotelier's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=13.778/ 31.04
=0.44

Credit Immobilier et Hotelier's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 6.907
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Credit Immobilier et Hotelier and its competitors. Over the past decade, Credit Immobilier et Hotelier's Dividend Payout Ratio has ranged from 0.38 to 6.15. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #804 out of 1168 companies in the Banks industry, placing it in the top 68.8%.
Is Credit Immobilier et Hotelier's Dividend Payout Ratio too high?
Credit Immobilier et Hotelier's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 6.15. Based on the distribution chart, Credit Immobilier et Hotelier ranks #804 out of 1168 companies in the Banks industry, which is below the industry midpoint. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #804 out of 1168 companies for Dividend Payout Ratio. This places Credit Immobilier et Hotelier in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Credit Immobilier et Hotelier's own Dividend Payout Ratio has ranged from 0.38 to 6.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD414.49, compared to a current price of MAD351.00 — trading 15.3% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • Dividend Payout Ratio: 0.00
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value