Credit Immobilier et Hotelier (CAS:CIH) Asset Turnover: 0.01 (As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier Asset Turnover?

Credit Immobilier et Hotelier CAS:CIH +0.03% 34 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 34/100 and a GF Value™ of MAD414.49 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Credit Immobilier et Hotelier's Revenue for the three months ended in Mar. 2026 was MAD1,406 Mil. Credit Immobilier et Hotelier's Total Assets for the quarter that ended in Mar. 2026 was MAD167,443 Mil. Therefore, Credit Immobilier et Hotelier's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Credit Immobilier et Hotelier's annualized ROE % for the quarter that ended in Mar. 2026 was 9.95%. It is also linked to ROA % through Du Pont Formula. Credit Immobilier et Hotelier's annualized ROA % for the quarter that ended in Mar. 2026 was 0.59%.


Credit Immobilier et Hotelier  (CAS:CIH) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Credit Immobilier et Hotelier's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=983.656/9887.708
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(983.656 / 5622.244)*(5622.244 / 167442.9865)*(167442.9865/ 9887.708)
=Net Margin %*Asset Turnover*Equity Multiplier
=17.5 %*0.0336*16.9345
=ROA %*Equity Multiplier
=0.59 %*16.9345
=9.95 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Credit Immobilier et Hotelier's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=983.656/167442.9865
=(Net Income / Revenue)*(Revenue / Total Assets)
=(983.656 / 5622.244)*(5622.244 / 167442.9865)
=Net Margin %*Asset Turnover
=17.5 %*0.0336
=0.59 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Credit Immobilier et Hotelier Asset Turnover Related Terms


Credit Immobilier et Hotelier Asset Turnover Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier Asset Turnover Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.04 0.04 0.04

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

CAS:CIH vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's Asset Turnover falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Immobilier et Hotelier Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Credit Immobilier et Hotelier's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=5896.409/( (140971.389+163688.195)/ 2 )
=5896.409/152329.792
=0.04

Credit Immobilier et Hotelier's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1405.561/( (163688.195+171197.778)/ 2 )
=1405.561/167442.9865
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Credit Immobilier et Hotelier and its competitors.
Is Credit Immobilier et Hotelier's Asset Turnover too high?
Credit Immobilier et Hotelier's current Asset Turnover is 0.01. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Asset Turnover compare to PNC and USB?
Credit Immobilier et Hotelier's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Credit Immobilier et Hotelier and its competitors. Credit Immobilier et Hotelier's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD414.49, compared to a current price of MAD351.00 — trading 15.3% below its estimated fair value. The current Asset Turnover is 0.01. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • Asset Turnover: 0.01
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value