* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Immobilier et Hotelier Effective Interest Rate on Debt % Chart
CAS:CIH vs PNC, USB: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Credit Immobilier et Hotelier's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Immobilier et Hotelier Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Credit Immobilier et Hotelier's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 7.71% mean?
Credit Immobilier et Hotelier (CAS:CIH) has a Effective Interest Rate on Debt % of 7.71% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Credit Immobilier et Hotelier and its competitors.
Is Credit Immobilier et Hotelier's Effective Interest Rate on Debt % too high?
Credit Immobilier et Hotelier's current Effective Interest Rate on Debt % is 7.71%. Overall, Credit Immobilier et Hotelier has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Effective Interest Rate on Debt % compare to PNC and USB?
Credit Immobilier et Hotelier's Effective Interest Rate on Debt % of 7.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Credit Immobilier et Hotelier and its competitors. Credit Immobilier et Hotelier's current Effective Interest Rate on Debt % is 7.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD413.58, compared to a current price of MAD342.30 — trading 17.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.71%. Credit Immobilier et Hotelier's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Effective Interest Rate on Debt % is 7.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued.
The current stock price of MAD342.30 is trading 17.2% below its estimated GF Value™ of MAD413.58.
GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.
Key valuation signals for CAS:CIH:
Effective Interest Rate on Debt %: 7.71%
GF Value™: MAD413.58 vs. price of MAD342.30 (17.2% below fair value)
No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Immobilier et Hotelier Business Description
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
38GF Score
Get the complete analysis for CAS:CIH
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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