Credit Immobilier et Hotelier (CAS:CIH) Earnings per Share (Diluted): MAD30.90 (TTM As of Mar. 2026)

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CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD341.20
GF Value MAD411.52
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier Earnings per Share (Diluted)?

Credit Immobilier et Hotelier CAS:CIH -0.12% 34 Earnings per Share (Diluted) is MAD30.90 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 34/100 and a GF Value™ of MAD411.52 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,412 Banks companies, Credit Immobilier et Hotelier ranks better than 65.16% on this metric.

Credit Immobilier et Hotelier's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was MAD6.91. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was MAD30.90.

Credit Immobilier et Hotelier's EPS (Basic) for the three months ended in Mar. 2026 was MAD6.91. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was MAD30.90.

Credit Immobilier et Hotelier's EPS without NRI for the three months ended in Mar. 2026 was MAD6.91. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was MAD31.29.

During the past 12 months, Credit Immobilier et Hotelier's average EPS without NRIGrowth Rate was 0.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 13.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 50.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.00% per year.

During the past 13 years, Credit Immobilier et Hotelier's highest 3-Year average EPS without NRI Growth Rate was 119.70% per year. The lowest was -50.10% per year. And the median was 7.00% per year.


Credit Immobilier et Hotelier  (CAS:CIH) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Credit Immobilier et Hotelier Earnings per Share (Diluted) Related Terms


Credit Immobilier et Hotelier Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier Earnings per Share (Diluted) Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 21.51 22.88 27.36 30.60

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.32 9.91 7.70 6.38 6.91

CAS:CIH vs PNC, USB: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's PE Ratio distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's PE Ratio falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Immobilier et Hotelier Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Credit Immobilier et Hotelier's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(1089.362-0)/35.606
=30.59

Credit Immobilier et Hotelier's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(245.914-0)/35.606
=6.91

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MAD30.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of MAD30.90 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a Earnings per Share (Diluted) of MAD30.90 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Credit Immobilier et Hotelier and its competitors. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #492 out of 1412 companies in the Banks industry, placing it in the top 34.8%.
Is Credit Immobilier et Hotelier's Earnings per Share (Diluted) too high?
Credit Immobilier et Hotelier's current Earnings per Share (Diluted) is MAD30.90. Based on the distribution chart, Credit Immobilier et Hotelier ranks #492 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #492 out of 1412 companies for Earnings per Share (Diluted). This puts Credit Immobilier et Hotelier in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current Earnings per Share (Diluted) is MAD30.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD411.52, compared to a current price of MAD341.20 — trading 17.1% below its estimated fair value. The current Earnings per Share (Diluted) is MAD30.90. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Earnings per Share (Diluted) is MAD30.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD341.20 is trading 17.1% below its estimated GF Value™ of MAD411.52. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • Earnings per Share (Diluted): MAD30.90
  • GF Value™: MAD411.52 vs. price of MAD341.20 (17.1% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD341.20
Price
MAD411.52
GF Value