Credit Immobilier et Hotelier (CAS:CIH) EPS without NRI: MAD31.29 (TTM As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
32 GF Score
Price MAD347.00
GF Value MAD413.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier EPS without NRI?

Credit Immobilier et Hotelier CAS:CIH +0.29% 32 EPS without NRI is MAD31.29 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 32/100 and a GF Value™ of MAD413.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,412 Banks companies, Credit Immobilier et Hotelier ranks better than 65.3% on this metric.

Credit Immobilier et Hotelier's earnings per share without non-recurring items for the three months ended in Mar. 2026 was MAD6.91. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was MAD31.29.

During the past 12 months, Credit Immobilier et Hotelier's average earnings per share (NRI) Growth Rate was 0.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 13.50% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 50.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 6.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Credit Immobilier et Hotelier's EPS without NRI or its related term are showing as below:

CAS:CIH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -50.1   Med: 7   Max: 119.7
Current: 13.5

During the past 13 years, Credit Immobilier et Hotelier's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 119.70% per year. The lowest was -50.10% per year. And the median was 7.00% per year.

CAS:CIH's 3-Year EPS without NRI Growth Rate is ranked better than
65.3% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs CAS:CIH: 13.50

Credit Immobilier et Hotelier's EPS (Diluted) for the three months ended in Mar. 2026 was MAD6.91. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was MAD30.90.

Credit Immobilier et Hotelier's EPS (Basic) for the three months ended in Mar. 2026 was MAD6.91. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was MAD30.90.


Credit Immobilier et Hotelier  (CAS:CIH) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Credit Immobilier et Hotelier EPS without NRI Related Terms


Credit Immobilier et Hotelier EPS without NRI Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier EPS without NRI Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.60 21.24 23.72 28.10 31.04

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.32 10.45 7.16 6.78 6.91

CAS:CIH vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's PE Ratio without NRI falls into.


CAS:CIH
32GF Score
Credit Immobilier et Hotelier SA CAS:CIH
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Immobilier et Hotelier EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MAD31.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of MAD31.29 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a EPS without NRI of MAD31.29 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Credit Immobilier et Hotelier and its competitors. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #490 out of 1412 companies in the Banks industry, placing it in the top 34.7%.
Is Credit Immobilier et Hotelier's EPS without NRI too high?
Credit Immobilier et Hotelier's current EPS without NRI is MAD31.29. Based on the distribution chart, Credit Immobilier et Hotelier ranks #490 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Immobilier et Hotelier has a GF Score™ of 32/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #490 out of 1412 companies for EPS without NRI. This puts Credit Immobilier et Hotelier in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current EPS without NRI is MAD31.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD413.96, compared to a current price of MAD347.00 — trading 16.2% below its estimated fair value. The current EPS without NRI is MAD31.29. Credit Immobilier et Hotelier's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current EPS without NRI is MAD31.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD347.00 is trading 16.2% below its estimated GF Value™ of MAD413.96. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • EPS without NRI: MAD31.29
  • GF Value™: MAD413.96 vs. price of MAD347.00 (16.2% below fair value)
  • GF Score™: 32/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
32GF Score

Get the complete analysis for CAS:CIH

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD347.00
Price
MAD413.96
GF Value