Credit Immobilier et Hotelier (CAS:CIH) 5-Year Yield-on-Cost %: 5.14 (As of Jul. 09, 2026) — 11% Below Median


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
32 GF Score
Price MAD339.50
GF Value MAD413.58
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier 5-Year Yield-on-Cost %?

Credit Immobilier et Hotelier CAS:CIH -0.82% 32 5-Year Yield-on-Cost % is 5.14 as of Jul. 09, 2026, which is 11% below its 10-year median of 5.77. GuruFocus rates CAS:CIH with a GF Score™ of 32/100 and a GF Value™ of MAD413.58 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,254 Banks companies, Credit Immobilier et Hotelier ranks better than 65.23% on this metric.

Credit Immobilier et Hotelier's yield on cost for the quarter that ended in Mar. 2026 was 5.14.


The historical rank and industry rank for Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % or its related term are showing as below:

CAS:CIH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.87   Med: 5.77   Max: 10.36
Current: 5.14


During the past 13 years, Credit Immobilier et Hotelier's highest Yield on Cost was 10.36. The lowest was 2.87. And the median was 5.77.


CAS:CIH's 5-Year Yield-on-Cost % is ranked better than
65.23% of 1254 companies
in the Banks industry
Industry Median: 3.905 vs CAS:CIH: 5.14

Credit Immobilier et Hotelier  (CAS:CIH) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Credit Immobilier et Hotelier 5-Year Yield-on-Cost % Related Terms


CAS:CIH vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % falls into.


CAS:CIH
32GF Score
Credit Immobilier et Hotelier SA CAS:CIH
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Immobilier et Hotelier 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Credit Immobilier et Hotelier is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 5.14 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a 5-Year Yield-on-Cost % of 5.14 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Immobilier et Hotelier and its competitors. This is 11% below median its historical median of 5.77. Over the past decade, Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % has ranged from 2.87 to 10.36. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #436 out of 1254 companies in the Banks industry, placing it in the top 34.8%.
Is Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % too high?
Credit Immobilier et Hotelier's current 5-Year Yield-on-Cost % of 5.14 is 11% below median its 10-year median of 5.77. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 10.36. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Credit Immobilier et Hotelier's value of 5.14 is 31.6% above this industry median. Based on the distribution chart, Credit Immobilier et Hotelier ranks #436 out of 1254 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Immobilier et Hotelier has a GF Score™ of 32/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #436 out of 1254 companies for 5-Year Yield-on-Cost %. This puts Credit Immobilier et Hotelier in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Credit Immobilier et Hotelier's value of 5.14 is 31.6% above this benchmark. Historically, Credit Immobilier et Hotelier's own 5-Year Yield-on-Cost % has ranged from 2.87 to 10.36 over the past decade. While the company's 10-year median is 5.77 vs. the industry median of 3.91, Credit Immobilier et Hotelier has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Immobilier et Hotelier's current 5-Year Yield-on-Cost % of 5.14 is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current 5-Year Yield-on-Cost % is 5.14, which is 11% below median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD413.58, compared to a current price of MAD339.50 — trading 17.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 5.14, which is 11% below median its 10-year median of 5.77 and 31.6% above the Banks industry median of 3.91. Credit Immobilier et Hotelier's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current 5-Year Yield-on-Cost % is 5.14 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD339.50 is trading 17.9% below its estimated GF Value™ of MAD413.58. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • 5-Year Yield-on-Cost %: 5.14 (11% below median its 10-year median of 5.77)
  • GF Value™: MAD413.58 vs. price of MAD339.50 (17.9% below fair value)
  • GF Score™: 32/100 with 2 warning signs
  • Industry Position: 31.6% above the Banks median (#436 of 1254)

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
32GF Score

Get the complete analysis for CAS:CIH

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD339.50
Price
MAD413.58
GF Value