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Credit Immobilier et Hotelier (CAS:CIH) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Credit Immobilier et Hotelier Equity-to-Asset Related Terms
Credit Immobilier et Hotelier Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Immobilier et Hotelier Equity-to-Asset Chart
For the Banks - Regional subindustry, Credit Immobilier et Hotelier's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Immobilier et Hotelier Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Credit Immobilier et Hotelier's Equity-to-Asset falls into.
Credit Immobilier et Hotelier Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Immobilier et Hotelier (CAS:CIH) has a Equity-to-Asset of 0.06 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Immobilier et Hotelier and its competitors. This is near median its historical median of 0.06. Over the past decade, Credit Immobilier et Hotelier's Equity-to-Asset has ranged from 0.05 to 0.11. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #1292 out of 1524 companies in the Banks industry, placing it in the top 84.8%.
Is Credit Immobilier et Hotelier's Equity-to-Asset too high?
Credit Immobilier et Hotelier's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Credit Immobilier et Hotelier's value of 0.06 is 40% below this industry median. Based on the distribution chart, Credit Immobilier et Hotelier ranks #1292 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #1292 out of 1524 companies for Equity-to-Asset. This places Credit Immobilier et Hotelier in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Credit Immobilier et Hotelier's value of 0.06 is 40% below this benchmark. Historically, Credit Immobilier et Hotelier's own Equity-to-Asset has ranged from 0.05 to 0.11 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Credit Immobilier et Hotelier has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Immobilier et Hotelier's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD411.52, compared to a current price of MAD341.60 — trading 17% below its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Equity-to-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued.
The current stock price of MAD341.60 is trading 17% below its estimated GF Value™ of MAD411.52.
GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.
Key valuation signals for CAS:CIH:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: MAD411.52 vs. price of MAD341.60 (17% below fair value)
Industry Position: 40% below the Banks median (#1292 of 1524)
No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score
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