Credit Immobilier et Hotelier (CAS:CIH) ROE % Adjusted to Book Value: 7.71% (As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier ROE % Adjusted to Book Value?

Credit Immobilier et Hotelier CAS:CIH +0.03% 34 ROE % Adjusted to Book Value is 7.71% as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 34/100 and a GF Value™ of MAD414.49 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Credit Immobilier et Hotelier's ROE % for the quarter that ended in Mar. 2026 was 9.95%. Credit Immobilier et Hotelier's PB Ratio for the quarter that ended in Mar. 2026 was 1.29. Credit Immobilier et Hotelier's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.71%.


Credit Immobilier et Hotelier ROE % Adjusted to Book Value Related Terms


Credit Immobilier et Hotelier ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier ROE % Adjusted to Book Value Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.54 7.94 6.74 7.44 8.28

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 9.71 7.98 6.21 7.71

CAS:CIH vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's ROE % Adjusted to Book Value falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Immobilier et Hotelier ROE % Adjusted to Book Value Calculation

Credit Immobilier et Hotelier's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.51% / 1.51
=8.28%

Credit Immobilier et Hotelier's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.95% / 1.29
=7.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.71% mean?
Credit Immobilier et Hotelier (CAS:CIH) has a ROE % Adjusted to Book Value of 7.71% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Immobilier et Hotelier and its competitors.
Is Credit Immobilier et Hotelier's ROE % Adjusted to Book Value too high?
Credit Immobilier et Hotelier's current ROE % Adjusted to Book Value is 7.71%. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's ROE % Adjusted to Book Value compare to PNC and USB?
Credit Immobilier et Hotelier's ROE % Adjusted to Book Value of 7.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Immobilier et Hotelier and its competitors. Credit Immobilier et Hotelier's current ROE % Adjusted to Book Value is 7.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD414.49, compared to a current price of MAD351.00 — trading 15.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.71%. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current ROE % Adjusted to Book Value is 7.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • ROE % Adjusted to Book Value: 7.71%
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value