Credit Immobilier et Hotelier (CAS:CIH) Moat Score: 0/10 (As of Jun. 29, 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
32 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Credit Immobilier et Hotelier Moat Score?

Credit Immobilier et Hotelier has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Credit Immobilier et Hotelier has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Credit Immobilier et Hotelier might have No Moat - No discernible moat.

Credit Immobilier et Hotelier  (CAS:CIH) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Credit Immobilier et Hotelier Moat Score Related Terms

CAS:CIH
32GF Score
Credit Immobilier et Hotelier SA CAS:CIH
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • Moat Score: 0
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 32/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
32GF Score

Get the complete analysis for CAS:CIH

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value