Credit Immobilier et Hotelier (CAS:CIH) LT-Debt-to-Total-Asset: 0.12 (As of Mar. 2026)

What is Credit Immobilier et Hotelier LT-Debt-to-Total-Asset?

Credit Immobilier et Hotelier CAS:CIH +0.03% 32 LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 32/100 and a GF Value™ of MAD414.49 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Credit Immobilier et Hotelier's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.12.

Credit Immobilier et Hotelier's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.12). It may suggest that Credit Immobilier et Hotelier is progressively becoming more dependent on debt to grow their business.

Credit Immobilier et Hotelier (CAS:CIH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Credit Immobilier et Hotelier LT-Debt-to-Total-Asset Related Terms

Credit Immobilier et Hotelier LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Credit Immobilier et Hotelier's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier LT-Debt-to-Total-Asset Chart

Credit Immobilier et Hotelier Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.19

0.20

0.23

0.19

0.20

Credit Immobilier et Hotelier Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.20	0.12	0.20	0.12

32GF Score

Credit Immobilier et Hotelier SA CAS:CIH

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Credit Immobilier et Hotelier LT-Debt-to-Total-Asset Calculation

Credit Immobilier et Hotelier's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	32648.346	/	163688.195
	=	0.20

Credit Immobilier et Hotelier's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	19746.548	/	171197.778
	=	0.12

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.12 mean?

Credit Immobilier et Hotelier (CAS:CIH) has a LT-Debt-to-Total-Asset of 0.12 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credit Immobilier et Hotelier and its competitors.

Is Credit Immobilier et Hotelier's LT-Debt-to-Total-Asset too high?

Credit Immobilier et Hotelier's current LT-Debt-to-Total-Asset is 0.12. Overall, Credit Immobilier et Hotelier has a GF Score™ of 32/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Credit Immobilier et Hotelier's LT-Debt-to-Total-Asset compare to PNC and USB?

Credit Immobilier et Hotelier's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credit Immobilier et Hotelier and its competitors. Credit Immobilier et Hotelier's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Credit Immobilier et Hotelier stock overvalued right now?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD414.49, compared to a current price of MAD351.00 — trading 15.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. Credit Immobilier et Hotelier's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

LT-Debt-to-Total-Asset: 0.12
GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
GF Score™: 32/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Immobilier et Hotelier Business Description

Industry Financial Services Banks

Comparable Companies CAS:CDM CAS:BCI CAS:BCP SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658

Address 187, Avenue Hassan II, Casablanca, MAR, 20019

Website https://www.cihbank.ma

Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.

32GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00

Price

MAD414.49

GF Value

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