Credit Immobilier et Hotelier (CAS:CIH) Cyclically Adjusted Revenue per Share: MAD150.28 (As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
38 GF Score
Price MAD347.00
GF Value MAD413.73
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier Cyclically Adjusted Revenue per Share?

Credit Immobilier et Hotelier CAS:CIH 38 Cyclically Adjusted Revenue per Share is MAD150.28 as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 38/100 and a GF Value™ of MAD413.73 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Credit Immobilier et Hotelier's adjusted revenue per share for the three months ended in Mar. 2026 was MAD39.475. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is MAD150.28 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Credit Immobilier et Hotelier's average Cyclically Adjusted Revenue Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Credit Immobilier et Hotelier was 5.60% per year. The lowest was 5.60% per year. And the median was 5.60% per year.

As of today (2026-07-06), Credit Immobilier et Hotelier's current stock price is MAD347.00. Credit Immobilier et Hotelier's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MAD150.28. Credit Immobilier et Hotelier's Cyclically Adjusted PS Ratio of today is 2.31.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Immobilier et Hotelier was 3.31. The lowest was 2.25. And the median was 2.77.


Credit Immobilier et Hotelier  (CAS:CIH) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credit Immobilier et Hotelier's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=347.00/150.28
=2.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Immobilier et Hotelier was 3.31. The lowest was 2.25. And the median was 2.77.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Credit Immobilier et Hotelier Cyclically Adjusted Revenue per Share Related Terms


Credit Immobilier et Hotelier Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier Cyclically Adjusted Revenue per Share Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 125.02 132.78 139.65 147.28

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 142.72 145.25 147.21 147.28 150.28

CAS:CIH vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's Cyclically Adjusted PS Ratio falls into.


CAS:CIH
38GF Score
Credit Immobilier et Hotelier SA CAS:CIH
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Immobilier et Hotelier Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Immobilier et Hotelier's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=39.475/330.2130*330.2130
=39.475

Current CPI (Mar. 2026) = 330.2130.

Credit Immobilier et Hotelier Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 22.247 238.132 30.849
201606 20.305 241.018 27.819
201612 0.000 241.432 0.000
201703 22.399 243.801 30.338
201706 24.691 244.955 33.285
201709 23.912 246.819 31.991
201712 25.662 246.524 34.374
201803 25.822 249.554 34.168
201806 30.634 251.989 40.144
201809 25.863 252.439 33.831
201812 28.695 251.233 37.716
201903 28.360 254.202 36.840
201906 30.016 256.143 38.696
201909 28.472 256.759 36.617
201912 32.248 256.974 41.439
202003 39.594 258.115 50.654
202006 25.678 257.797 32.891
202009 29.491 260.280 37.415
202012 8.122 260.474 10.297
202103 27.751 264.877 34.596
202106 29.582 271.696 35.953
202109 28.680 274.310 34.525
202112 31.057 278.802 36.784
202203 29.232 287.504 33.574
202206 31.231 296.311 34.804
202209 34.891 296.808 38.818
202212 32.073 296.797 35.684
202303 30.632 301.836 33.512
202306 43.245 305.109 46.803
202309 36.210 307.789 38.848
202312 45.302 306.746 48.768
202403 40.532 312.332 42.852
202406 39.889 314.175 41.925
202409 41.371 315.301 43.328
202412 39.986 315.605 41.837
202503 45.957 319.799 47.454
202506 47.659 322.561 48.790
202509 45.444 324.800 46.201
202512 40.560 324.054 41.331
202603 39.475 330.213 39.475

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of MAD150.28 mean?
Credit Immobilier et Hotelier (CAS:CIH) has a Cyclically Adjusted Revenue per Share of MAD150.28 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Immobilier et Hotelier and its competitors.
Is Credit Immobilier et Hotelier's Cyclically Adjusted Revenue per Share too high?
Credit Immobilier et Hotelier's current Cyclically Adjusted Revenue per Share is MAD150.28. Overall, Credit Immobilier et Hotelier has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Credit Immobilier et Hotelier's Cyclically Adjusted Revenue per Share of MAD150.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Immobilier et Hotelier and its competitors. Credit Immobilier et Hotelier's current Cyclically Adjusted Revenue per Share is MAD150.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD413.73, compared to a current price of MAD347.00 — trading 16.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is MAD150.28. Credit Immobilier et Hotelier's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current Cyclically Adjusted Revenue per Share is MAD150.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD347.00 is trading 16.1% below its estimated GF Value™ of MAD413.73. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • Cyclically Adjusted Revenue per Share: MAD150.28
  • GF Value™: MAD413.73 vs. price of MAD347.00 (16.1% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
38GF Score

Get the complete analysis for CAS:CIH

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD347.00
Price
MAD413.73
GF Value